# 平安消费金融 vs 好会借

平安消费金融 and 好会借 both sit at 3.4 stars, but that hides the real split: 93% of 好会借's written reviews are positive against 58% of 平安消费金融's. 好会借 also leads on ratings volume (1.5K vs 5) and monetization model (ad-supported vs free with in-app purchases). 平安消费金融's advantage is update cadence (every 3 weeks vs every 3 months). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.4 for 平安消费金融 against 3.4 for 好会借. That said, the two scores are not equally well evidenced: 好会借 has 1.5K ratings behind it against 5, so its average is the more settled of the two. Written reviews are what separate them: 58% of 平安消费金融's written reviews are positive against 93% of 好会借's.

平安消费金融 ships an update every 3 weeks, 好会借 every 3 months. Both last shipped on November 3, 2026.

## The numbers

| Metric | 平安消费金融 | 好会借 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (5 ratings)](https://appshunter.io/ios/app/id1516206989/reviews) | **[3.4 (1.5K ratings)](https://appshunter.io/ios/app/id6448036322/reviews)** |
| Number of ratings | 5 | **1.5K** |
| Positive reviews | 58.3% of reviews | **93.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 3 months |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 65 MB | 84 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [平安消费金融有限公司](https://appshunter.io/developer/1516206988) | [Beijing Zhide Tiancheng Information Technology Co., Ltd.](https://appshunter.io/developer/1198593375) |

## What reviewers say

### 平安消费金融

[App page](https://appshunter.io/ios/app/id1516206989)

This app provides personal revolving consumer credit loans, allowing users to borrow money quickly and conveniently through a mobile-first process. It offers flexible loan amounts and 24/7 access to funds, with interest only charged on amounts used.

**Highlights:** Personal revolving credit loans, Fast mobile application process, Loan amounts from 500 to 200,000 RMB, 24/7 borrowing access, Interest only on used funds, Annual interest rates from 4%-24%

**Features:** Vision Pro support

**In-app purchases:** none


### 好会借

[App page](https://appshunter.io/ios/app/id6448036322)

This platform offers unsecured personal loans driven by smart technology. Apply with just your ID for quick approval and fast disbursement of funds up to 200,000 yuan. Enjoy competitive annual interest rates ranging from 7.2% to 24%.

**Highlights:** Unsecured personal loans, Apply with ID only, Loan amounts up to 200,000 yuan, Annual interest rates 7.2%-24%, Fast disbursement, Secure data encryption

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 平安消费金融 free?

平安消费金融 is free to download, with no in-app purchases.

### Is 好会借 free?

好会借 is free to download, with no in-app purchases.

### Which has better reviews, 平安消费金融 or 好会借?

好会借 is rated higher. 平安消费金融 averages 3.4 out of 5 from 5 ratings, while 好会借 averages 3.4 from 1.5K ratings.

### Do 平安消费金融 or 好会借 have ads?

Neither 平安消费金融 nor 好会借 shows ads.

### Which is updated more often, 平安消费金融 or 好会借?

平安消费金融 ships an update every 3 weeks, and 好会借 every 3 months. Most recently, 平安消费金融 was updated on November 3, 2026 and 好会借 on November 3, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*