# MassMutual vs READYSAVE 529

The clearest difference is monetization model: READYSAVE 529 at free against MassMutual's free with in-app purchases. READYSAVE 529 also leads on review sentiment (31% vs 20%) and ratings volume (30K vs 6K). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for MassMutual against 4.7 for READYSAVE 529. Both are backed by a comparable volume of ratings — 6K and 30K respectively. Written reviews are what separate them: 20% of MassMutual's written reviews are positive against 31% of READYSAVE 529's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 27, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | MassMutual | READYSAVE 529 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (6K ratings)](https://appshunter.io/ios/app/massmutual/id1516539101/reviews)** | [4.7 (30K ratings)](https://appshunter.io/ios/app/readysave-529/id1538849481/reviews) |
| Number of ratings | 6K | **30K** |
| Positive reviews | 20.3% of reviews | **30.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 134 MB | 36 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MassMutual](https://appshunter.io/developer/360805499) | [Ascensus](https://appshunter.io/developer/1455711984) |

## What reviewers say

### MassMutual

[App page](https://appshunter.io/ios/app/massmutual/id1516539101)

Manage your life insurance and retirement accounts conveniently from your mobile device. Handle payments, review balances, access policy information, and update beneficiaries all in one place.

**Highlights:** Manage life insurance and retirement accounts, Handle payments and premiums, Review account balances and policy info, View and manage beneficiaries, Request policy loans, Access paperless documentation, Set up recurring payments

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 💰 Reliable payment process
- 🌟 Great user experience

**What reviewers complain about**

- 🐛 Login issues
- 🚫 Lack of features
- 📱 Compatibility problems
- 🔒 Security concerns

**Reported bugs**

- Greyed-out save button for bank info
- Repeated input required to save bank account
- App freezes or crashes
- Account information not available

**Requested features**

- Add support for landscape mode on iPad
- Improve facial recognition
- Restore web access
- Allow adding multiple family members


### READYSAVE 529

[App page](https://appshunter.io/ios/app/readysave-529/id1538849481)

Manage your education savings plan account on the go. Securely access your 529 plan, track investments, and make contributions. Withdraw funds for education expenses starting July 2025.

**Highlights:** Secure 529 account access, View balance and transaction history, Add one-time or recurring contributions, Track investment allocations, Invite others to contribute, Withdraw funds for education expenses (July 2025)

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Convenient for tracking 529 plans
- 💡 Allows recurring contributions
- 🚀 Fast and responsive
- 👍 User-friendly interface

**What reviewers complain about**

- 🐛 Buggy and unreliable
- 🔍 Limited functionality compared to website
- 🔍 Lacks key features like performance tracking and withdrawal options
- 🔍 Recurring contributions not flexible enough
- 🔍 Difficult to find and navigate the app

**Reported bugs**

- Login issues with Face ID and password saving
- Inconsistent behavior when making changes to accounts
- Delayed processing of contributions and gifts
- Navigation issues within the app

**Requested features**

- Add ability to view individual investment performance
- Provide more detailed information on fund allocations and investment options
- Allow withdrawals and distributions from the app
- Implement alerts for when relatives contribute to accounts
- Support for tracking multiple 529 accounts across different states


## Frequently asked questions

### Is MassMutual free?

MassMutual is free to download, with no in-app purchases.

### Is READYSAVE 529 free?

READYSAVE 529 is free to download, with no in-app purchases.

### Which has better reviews, MassMutual or READYSAVE 529?

MassMutual is rated higher. MassMutual averages 4.8 out of 5 from 6K ratings, while READYSAVE 529 averages 4.7 from 30K ratings.

### Do MassMutual or READYSAVE 529 have ads?

Neither MassMutual nor READYSAVE 529 shows ads.

### Which is updated more often, MassMutual or READYSAVE 529?

MassMutual ships an update monthly, and READYSAVE 529 monthly. Most recently, MassMutual was updated on October 27, 2026 and READYSAVE 529 on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*