# MassMutual vs ShulCloud Mobile Payments

The clearest difference is monetization model: ShulCloud Mobile Payments at free against MassMutual's free with in-app purchases. MassMutual's advantage is ratings volume (6K vs 1) and iOS requirement (15.0 vs 17). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ShulCloud Mobile Payments holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: MassMutual has 6K ratings behind it against 1, so its average is the more settled of the two.

MassMutual ships an update monthly, ShulCloud Mobile Payments every 2 months. The most recent releases landed on October 24, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | MassMutual | ShulCloud Mobile Payments |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (6K ratings)](https://appshunter.io/ios/app/massmutual/id1516539101/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/shulcloud-mobile-payments/id6453163340/reviews)** |
| Number of ratings | **6K** | 1 |
| Positive reviews | 20.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 134 MB | 95 MB |
| Requires iOS | **15.0** | 17 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [MassMutual](https://appshunter.io/developer/360805499) | [RB ShulCloud LLC](https://appshunter.io/developer/913750879) |

## What reviewers say

### MassMutual

[App page](https://appshunter.io/ios/app/massmutual/id1516539101)

Manage your life insurance and retirement accounts conveniently from your mobile device. Handle payments, review balances, access policy information, and update beneficiaries all in one place.

**Highlights:** Manage life insurance and retirement accounts, Handle payments and premiums, Review account balances and policy info, View and manage beneficiaries, Request policy loans, Access paperless documentation, Set up recurring payments

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 💰 Reliable payment process
- 🌟 Great user experience

**What reviewers complain about**

- 🐛 Login issues
- 🚫 Lack of features
- 📱 Compatibility problems
- 🔒 Security concerns

**Reported bugs**

- Greyed-out save button for bank info
- Repeated input required to save bank account
- App freezes or crashes
- Account information not available

**Requested features**

- Add support for landscape mode on iPad
- Improve facial recognition
- Restore web access
- Allow adding multiple family members


### ShulCloud Mobile Payments

[App page](https://appshunter.io/ios/app/shulcloud-mobile-payments/id6453163340)

This app allows ShulCloud clients in the USA to quickly collect and record online and offline payments using their mobile devices. It integrates seamlessly with your ShulCloud account for efficient transaction management.

**Highlights:** Collect online and offline payments, Record payments in ShulCloud, Accept credit cards via scan or manual entry, Manage payments from non-account holders, Gather payer information for lead generation, Option to collect processing fees, Create payment collection teams

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MassMutual free?

MassMutual is free to download, with no in-app purchases.

### Is ShulCloud Mobile Payments free?

ShulCloud Mobile Payments is free to download, with no in-app purchases.

### Which has better reviews, MassMutual or ShulCloud Mobile Payments?

ShulCloud Mobile Payments is rated higher. MassMutual averages 4.8 out of 5 from 6K ratings, while ShulCloud Mobile Payments averages 5.0 from 1 ratings.

### Do MassMutual or ShulCloud Mobile Payments have ads?

Neither MassMutual nor ShulCloud Mobile Payments shows ads.

### Which is updated more often, MassMutual or ShulCloud Mobile Payments?

MassMutual ships an update monthly, and ShulCloud Mobile Payments every 2 months. Most recently, MassMutual was updated on October 24, 2026 and ShulCloud Mobile Payments on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*