# MassMutual vs SpendWatch

The clearest difference is update cadence: MassMutual at monthly against SpendWatch's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MassMutual ships an update monthly, SpendWatch every 3 months. The most recent releases landed on October 20, 2026 and May 14, 2026 respectively.

## The numbers

| Metric | MassMutual | SpendWatch |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (6K ratings)](https://appshunter.io/ios/app/massmutual/id1516539101/reviews)** | — |
| Number of ratings | **6K** | — |
| Positive reviews | 20.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 3 months |
| Monetization | Free with in-app purchases | — |
| Size | 134 MB | 52 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [MassMutual](https://appshunter.io/developer/360805499) | [RW Software Solutions LLC](https://appshunter.io/developer/1792545879) |

## What reviewers say

### MassMutual

[App page](https://appshunter.io/ios/app/massmutual/id1516539101)

Manage your life insurance and retirement accounts conveniently from your mobile device. Handle payments, review balances, access policy information, and update beneficiaries all in one place.

**Highlights:** Manage life insurance and retirement accounts, Handle payments and premiums, Review account balances and policy info, View and manage beneficiaries, Request policy loans, Access paperless documentation, Set up recurring payments

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 💰 Reliable payment process
- 🌟 Great user experience

**What reviewers complain about**

- 🐛 Login issues
- 🚫 Lack of features
- 📱 Compatibility problems
- 🔒 Security concerns

**Reported bugs**

- Greyed-out save button for bank info
- Repeated input required to save bank account
- App freezes or crashes
- Account information not available

**Requested features**

- Add support for landscape mode on iPad
- Improve facial recognition
- Restore web access
- Allow adding multiple family members


### SpendWatch

[App page](https://appshunter.io/ios/app/spendwatch/id6741010204)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is MassMutual free?

MassMutual is free to download, with no in-app purchases.

### Is SpendWatch free?

SpendWatch is free to download, with no in-app purchases.

### Do MassMutual or SpendWatch have ads?

Neither MassMutual nor SpendWatch shows ads.

### Which is updated more often, MassMutual or SpendWatch?

MassMutual ships an update monthly, and SpendWatch every 3 months. Most recently, MassMutual was updated on October 20, 2026 and SpendWatch on May 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*