# MyBIAT vs BNAPAY

The clearest difference is rating: MyBIAT at 3.0 against BNAPAY's 1.0. MyBIAT also leads on ratings volume (134 vs 1). BNAPAY's advantage is update cadence (fortnightly vs every 5 weeks) and iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MyBIAT holds the better App Store score, 3.0 against 1.0. That said, the two scores are not equally well evidenced: MyBIAT has 134 ratings behind it against 1, so its average is the more settled of the two.

MyBIAT ships an update every 5 weeks, BNAPAY fortnightly. The most recent releases landed on September 5, 2026 and June 1, 2026 respectively.

## The numbers

| Metric | MyBIAT | BNAPAY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (134 ratings)](https://appshunter.io/ios/app/mybiat/id1516557814/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/bnapay/id1625715421/reviews) |
| Number of ratings | **134** | 1 |
| Positive reviews | 24.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 248 MB | 81 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [BIAT](https://appshunter.io/developer/853146383) | [BANQUE NAIONALE AGRICOLE(BNA)](https://appshunter.io/developer/1524454607) |

## What reviewers say

### MyBIAT

[App page](https://appshunter.io/ios/app/mybiat/id1516557814)

Securely manage your bank accounts, cards, and transactions. This app offers intuitive access to your financial products, including credit simulators and bill payments. Stay informed with real-time updates and personalized notifications.

**Highlights:** Secure login with email, password, PassCode, or biometrics, View account details, transactions, and statements, Manage credit and debit cards, including activation/deactivation, Perform and track wire transfers, Order checkbooks and track status, Credit simulator and bill payment services

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient for sending money
- 👍 Good overall experience reported
- 👍 App is improving
- 👍 User-friendly and intuitive
- 👍 Better than the old app

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐛 Slow performance
- 🐛 Login issues
- 🐛 Authentication problems
- 🐛 Cannot load funds to card

**Reported bugs**

- App has been down for months
- SMS authentication not received
- App won't open
- App stuck in loading page
- Biometric access is disabled

**Requested features**

- Add authentication by email
- Add NFC payment
- Add Apple Pay
- Allow modification of card limits
- Add mobile payment


### BNAPAY

[App page](https://appshunter.io/ios/app/bnapay/id1625715421)

This finance app allows users to securely check their transaction history and pay merchants at any time, from anywhere. To use its features, you must be registered for the BNAPAY service and have a Tunisian bank card.

**Highlights:** Transaction history consultation, Merchant payments, Secure operations, 24/7 accessibility, BNAPAY service registration

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is MyBIAT free?

MyBIAT is free to download, with no in-app purchases.

### Is BNAPAY free?

BNAPAY is free to download, with no in-app purchases.

### Which has better reviews, MyBIAT or BNAPAY?

MyBIAT is rated higher. MyBIAT averages 3.0 out of 5 from 134 ratings, while BNAPAY averages 1.0 from 1 ratings.

### Do MyBIAT or BNAPAY have ads?

Neither MyBIAT nor BNAPAY shows ads.

### Which is updated more often, MyBIAT or BNAPAY?

MyBIAT ships an update every 5 weeks, and BNAPAY fortnightly. Most recently, MyBIAT was updated on September 5, 2026 and BNAPAY on June 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*