# MyBIAT vs NUMO Pay

The clearest difference is rating: NUMO Pay at 3.3 against MyBIAT's 3.0. On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NUMO Pay holds the better App Store score, 3.3 against 3.0. Both are backed by a comparable volume of ratings — 141 and 93 respectively. Written reviews complicate that: 24% of MyBIAT's written reviews are positive against 18% of NUMO Pay's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly every 5 weeks. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | MyBIAT | NUMO Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (141 ratings)](https://appshunter.io/ios/app/mybiat/id1516557814/reviews) | **[3.3 (93 ratings)](https://appshunter.io/ios/app/numo-pay/id1667606176/reviews)** |
| Number of ratings | **141** | 93 |
| Positive reviews | **24.2% of reviews** | 17.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | Every 5 weeks |
| Monetization | Free | Free |
| Size | 286 MB | 97 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [BIAT](https://appshunter.io/developer/853146383) | [Moamalat Financial Services](https://appshunter.io/developer/1656909706) |

## What reviewers say

### MyBIAT

[App page](https://appshunter.io/ios/app/mybiat/id1516557814)

Securely manage your bank accounts, cards, and transactions. This app offers intuitive access to your financial products, including credit simulators and bill payments. Stay informed with real-time updates and personalized notifications.

**Highlights:** Secure login with email, password, PassCode, or biometrics, View account details, transactions, and statements, Manage credit and debit cards, including activation/deactivation, Perform and track wire transfers, Order checkbooks and track status, Credit simulator and bill payment services

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient for sending money
- 👍 Good overall experience reported
- 👍 App is improving
- 👍 User-friendly and intuitive
- 👍 Better than the old app

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐛 Slow performance
- 🐛 Login issues
- 🐛 Authentication problems
- 🐛 Cannot load funds to card

**Reported bugs**

- App has been down for months
- SMS authentication not received
- App won't open
- App stuck in loading page
- Biometric access is disabled

**Requested features**

- Add authentication by email
- Add NFC payment
- Add Apple Pay
- Allow modification of card limits
- Add mobile payment


### NUMO Pay

[App page](https://appshunter.io/ios/app/numo-pay/id1667606176)

This mobile payment app allows you to securely store your bank cards on your smartphone. Use it to shop at merchants with NUMO Pay POS devices, enjoying faster, more private transactions. Manage your cards, check balances, and view transaction history.

**Highlights:** Store bank cards securely, Fast and easy mobile payments, Enhanced privacy and security, Check card balance and transaction history, Activate/deactivate cards, Accepts all bank cards

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Good for electronic payments in Libya
- 👍 Easy and simple to use
- 👍 Can add multiple cards
- 👍 Good and comfortable app
- 👍 Quality leap

**What reviewers complain about**

- 🐛 Registration not working
- 🐛 App is not functioning
- 🐛 App needs fixing
- 🐛 Useless app
- 🐛 App crashes when scanning QR code

**Reported bugs**

- Registration is not working
- Couldn't register local cards or bank accounts
- Verification message added via SMS and app password
- Purchase transaction takes long
- SMS messages not received quickly

**Requested features**

- Add NFC for iPhone
- Add NFC for iPhones
- Add NFC for iPhones
- Add NFC for iPhones
- Develop the program to accept chip cards


## Frequently asked questions

### Is MyBIAT free?

MyBIAT is free to download, with no in-app purchases.

### Is NUMO Pay free?

NUMO Pay is free to download, with no in-app purchases.

### Which has better reviews, MyBIAT or NUMO Pay?

NUMO Pay is rated higher. MyBIAT averages 3.0 out of 5 from 141 ratings, while NUMO Pay averages 3.3 from 93 ratings.

### Do MyBIAT or NUMO Pay have ads?

Neither MyBIAT nor NUMO Pay shows ads.

### Which is updated more often, MyBIAT or NUMO Pay?

MyBIAT ships an update every 5 weeks, and NUMO Pay every 5 weeks. Most recently, MyBIAT was updated on October 27, 2026 and NUMO Pay on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*