# WikiPay vs MCTPay

The clearest difference is update cadence: MCTPay at every 10 days against WikiPay's every 3 weeks. WikiPay's advantage is iOS requirement (15.0 vs 17.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

WikiPay ships an update every 3 weeks, MCTPay every 10 days. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | WikiPay | MCTPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (1 ratings)](https://appshunter.io/ios/app/wikipay-secure-forex-pay/id1516993350/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 10 days** |
| Monetization | Free | — |
| Size | 35 MB | 9 MB |
| Requires iOS | **15.0** | 17.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [WikiBK Co.,Limited](https://appshunter.io/developer/1516993349) | [MOBILE COMMUNITY TECH PTE LTD](https://appshunter.io/developer/1626416581) |

## What reviewers say

### WikiPay

[App page](https://appshunter.io/ios/app/wikipay-secure-forex-pay/id1516993350)

This digital wallet facilitates global payments with cryptocurrency and USD accounts. It offers secure asset management, instant messaging, fee-free transfers, and VISA payment options for everyday purchases. Enjoy easy exchange between digital assets and USD, with options for wealth appreciation.

**Highlights:** Cryptocurrency and USD account management, Global payment solutions, Fee-free inter-friend transfers, VISA payment integration, Instant messaging, Secure cloud key management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### MCTPay

[App page](https://appshunter.io/ios/app/mctpay/id1626416579)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is WikiPay free?

WikiPay is free to download, with no in-app purchases.

### Is MCTPay free?

MCTPay is free to download, with no in-app purchases.

### Do WikiPay or MCTPay have ads?

Neither WikiPay nor MCTPay shows ads.

### Which is updated more often, WikiPay or MCTPay?

WikiPay ships an update every 3 weeks, and MCTPay every 10 days. Most recently, WikiPay was updated on November 3, 2026 and MCTPay on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*