# Bill Bear vs CARMA

The clearest difference is update cadence: Bill Bear at every 9 days against CARMA's every 4 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Bill Bear sells 2 in-app purchases, starting at $0.99 per month and CARMA sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Bill Bear ships an update every 9 days, CARMA every 4 weeks. The most recent releases landed on September 25, 2026 and September 16, 2026 respectively.

## The numbers

| Metric | Bill Bear | CARMA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (33 ratings)](https://appshunter.io/ios/app/bill-bear/id1517198232/reviews)** | — |
| Number of ratings | **33** | — |
| Positive reviews | 98.7% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | **Every 9 days** | Every 4 weeks |
| Monetization | Free with in-app purchases | — |
| Size | 67 MB | 15 MB |
| Requires iOS | **17.0** | 17.4 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [XING YU SU](https://appshunter.io/developer/528257903) | [Tsung-Ting Chen](https://appshunter.io/developer/1502062301) |

## What reviewers say

### Bill Bear

[App page](https://appshunter.io/ios/app/bill-bear/id1517198232)

Easily split expenses with friends, family, or travel companions. This app allows real-time syncing, offline functionality, and supports all global currencies. Customize categories and enjoy a great user experience.

**Highlights:** Group expense sharing, Real-time data sync, Offline functionality, No registration required, Global currency support, Customizable categories, Built-in calculator

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium Plan | $0.99 | per month |
| Yearly Premium Plan | $9.99 | per year |


### CARMA

[App page](https://appshunter.io/ios/app/carma/id6749874584)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 月費3鎂 試用一週 | $2.99 | per month |
| 年費20鎂試用一週 | $19.99 | per year |


## Frequently asked questions

### Is Bill Bear free?

Bill Bear is free to download, with in-app purchases available.

### Is CARMA free?

CARMA is free to download, with in-app purchases available.

### Do Bill Bear or CARMA have ads?

Both Bill Bear and CARMA show ads.

### Which is updated more often, Bill Bear or CARMA?

Bill Bear ships an update every 9 days, and CARMA every 4 weeks. Most recently, Bill Bear was updated on September 25, 2026 and CARMA on September 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*