# WorthTracker vs Jayu

The clearest difference is ratings volume: WorthTracker at 359 against Jayu's 5. WorthTracker also leads on review sentiment (77% vs 67%). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. WorthTracker sells 2 in-app purchases, starting at $3.49 per month and Jayu sells 2 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.7 for WorthTracker against 4.8 for Jayu. That said, the two scores are not equally well evidenced: WorthTracker has 359 ratings behind it against 5, so its average is the more settled of the two. Written reviews are what separate them: 77% of WorthTracker's written reviews are positive against 67% of Jayu's.

WorthTracker ships an update every 2 weeks, Jayu fortnightly. The most recent releases landed on October 24, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | WorthTracker | Jayu |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (359 ratings)](https://appshunter.io/ios/app/worthtracker/id1517288542/reviews) | **[4.8 (5 ratings)](https://appshunter.io/ios/app/jayu-fire-strategy/id6763947354/reviews)** |
| Number of ratings | **359** | 5 |
| Positive reviews | **76.9% of reviews** | 66.7% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Fortnightly** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 51 MB | 54 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Applitom](https://appshunter.io/developer/365768941) | [Wuju Labs LLC](https://appshunter.io/developer/1894338753) |

## What reviewers say

### WorthTracker

[App page](https://appshunter.io/ios/app/worthtracker/id1517288542)

Easily track your net worth by inputting all your assets and liabilities. Visualize your financial progress, asset allocation, and trends over time. This app offers a simple alternative to complex spreadsheets for managing your financial independence goals.

**Highlights:** Track assets and liabilities, Visualize net worth trends, Asset allocation graphs, Currency conversion, Historical data tracking, Cloud data backup

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Pro Membership | $3.49 | per month |
| Annual Pro Membership | $24.99 | per year |

**What reviewers like**

- 👍 Simple and easy to use
- ✨ Clean and appealing layout
- ✅ Does what it needs to
- 💡 Valuable over time
- 💰 Affordable subscription

**What reviewers complain about**

- 💸 Too expensive subscription
- 📉 Limited functionality
- 🤷‍♂️ Overpriced for features
- 🤔 Basic like a spreadsheet
- 🔒 Basic privacy behind paywall

**Reported bugs**

- Main graph does not show accurate net worth
- Graph simplifies changes, missing peaks/valleys

**Requested features**

- Handle comma separation for different countries
- Percentage growth estimate
- Desktop version
- Filter by asset types and see specific graphics
- See charts for each separate account


### Jayu

[App page](https://appshunter.io/ios/app/jayu-fire-strategy/id6763947354)

This app offers advanced financial independence, retire early (FIRE) planning with personalized projections, Monte Carlo simulations, and AI-driven tax optimization strategies. It helps users understand their financial future, optimize savings, and track progress towards their goals.

**Highlights:** Monte Carlo simulations for FIRE outcomes, Advanced tax optimization strategies, Personalized funding waterfall, Geographic arbitrage planning, Unlimited scenario testing, AI financial advisor, Progress tracking and milestone alerts

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Jayu Pro | $5.99 | per month |
| Jayu Pro | $35.99 | per year |


## Frequently asked questions

### Is WorthTracker free?

WorthTracker is free to download, with in-app purchases available.

### Is Jayu free?

Jayu is free to download, with in-app purchases available.

### Which has better reviews, WorthTracker or Jayu?

Jayu is rated higher. WorthTracker averages 4.7 out of 5 from 359 ratings, while Jayu averages 4.8 from 5 ratings.

### Do WorthTracker or Jayu have ads?

Neither WorthTracker nor Jayu shows ads.

### Which is updated more often, WorthTracker or Jayu?

WorthTracker ships an update every 2 weeks, and Jayu fortnightly. Most recently, WorthTracker was updated on October 24, 2026 and Jayu on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*