# Oriental 401K Plan vs Oriental Bank

The clearest difference is rating: Oriental Bank at 4.9 against Oriental 401K Plan's 1.7. Oriental Bank also leads on update cadence (monthly vs every 16 months) and ratings volume (23K vs 6). Oriental 401K Plan's advantage is review sentiment (100% vs 83%) and iOS requirement (11.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Oriental Bank holds the better App Store score, 4.9 against 1.7. That said, the two scores are not equally well evidenced: Oriental Bank has 23K ratings behind it against 6, so its average is the more settled of the two. Written reviews complicate that: 100% of Oriental 401K Plan's written reviews are positive against 83% of Oriental Bank's, so the app with the better star average is not the one people write more warmly about.

Oriental 401K Plan ships an update every 16 months, Oriental Bank monthly. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Oriental 401K Plan | Oriental Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.7 (6 ratings)](https://appshunter.io/ios/app/oriental-401k-plan/id1517362411/reviews) | **[4.9 (23K ratings)](https://appshunter.io/ios/app/oriental-bank/id6445898608/reviews)** |
| Number of ratings | 6 | **23K** |
| Positive reviews | **100.0% of reviews** | 82.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 16 months | **Monthly** |
| Monetization | Free | Free |
| Size | 20 MB | 120 MB |
| Requires iOS | **11.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Oriental Pension Consultants Inc.](https://appshunter.io/developer/1517362410) | [OFG Bancorp](https://appshunter.io/developer/688388398) |

## What reviewers say

### Oriental 401K Plan

[App page](https://appshunter.io/ios/app/oriental-401k-plan/id1517362411)

Manage your retirement savings on the go. View your balance, track performance, and adjust contributions securely. Access financial wellness resources to help you reach your future goals.

**Highlights:** Secure account access, View balance and performance, Track investment mix, Adjust contribution rate, Financial wellness information, View vested balance

**Features:** macOS Compatibility

**In-app purchases:** none


### Oriental Bank

[App page](https://appshunter.io/ios/app/oriental-bank/id6445898608)

Manage your finances with smart banking tools. Get personalized insights, budget effectively, and control your accounts and cards. Access e-statements and set up custom notifications for a secure and efficient banking experience.

**Highlights:** Personalized financial insights, Monthly budget creation, Transaction and balance projections, Enhanced card controls, E-statement access, Customizable notifications, Account management tools

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Efficient and fast
- 💯 Excellent service
- 🤩 Improved app experience

**What reviewers complain about**

- 🐛 Face ID not working
- 🤔 Complicated for older users
- 🤨 Confusing layout and navigation

**Reported bugs**

- New app still prompting for download
- Accounts not displaying properly

**Requested features**

- Add Apple Pay support
- Improve People Pay transfers
- Add passcode/biometric access


## Frequently asked questions

### Is Oriental 401K Plan free?

Oriental 401K Plan is free to download, with no in-app purchases.

### Is Oriental Bank free?

Oriental Bank is free to download, with no in-app purchases.

### Which has better reviews, Oriental 401K Plan or Oriental Bank?

Oriental Bank is rated higher. Oriental 401K Plan averages 1.7 out of 5 from 6 ratings, while Oriental Bank averages 4.9 from 23K ratings.

### Do Oriental 401K Plan or Oriental Bank have ads?

Neither Oriental 401K Plan nor Oriental Bank shows ads.

### Which is updated more often, Oriental 401K Plan or Oriental Bank?

Oriental 401K Plan ships an update every 16 months, and Oriental Bank monthly. Most recently, Oriental 401K Plan was updated on October 24, 2026 and Oriental Bank on October 30, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*