# HCSB App vs SSB

The clearest difference is ads: HCSB App at none against SSB's shown. HCSB App also leads on update cadence (monthly vs every 2 months) and ratings volume (375 vs 85). SSB's advantage is monetization model (ad-supported vs free with in-app purchases) and iOS requirement (15.0 vs 18.4). On price, rating, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for HCSB App against 4.9 for SSB. Both are backed by a comparable volume of ratings — 375 and 85 respectively.

HCSB App ships an update monthly, SSB every 2 months. The most recent releases landed on October 23, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | HCSB App | SSB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (375 ratings)](https://appshunter.io/ios/app/hcsb-app/id1517704253/reviews)** | [4.9 (85 ratings)](https://appshunter.io/ios/app/ssb-radcliffe/id6447382461/reviews) |
| Number of ratings | **375** | 85 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 198 MB | 47 MB |
| Requires iOS | 18.4 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 9+ | 4+ |
| Developer | [Hardin County Savings Bank](https://appshunter.io/developer/439678485) | [Security State Bank (Radcliffe)](https://appshunter.io/developer/1681177861) |

## What reviewers say

### HCSB App

[App page](https://appshunter.io/ios/app/hcsb-app/id1517704253)

Manage your finances with this secure and fast personal financial advocate. Organize transactions, set up alerts, make payments, and transfer money. Deposit checks, manage your debit card, and find nearby branches and ATMs.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfer money, Deposit checks via photo, Manage debit cards, View monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


### SSB

[App page](https://appshunter.io/ios/app/ssb-radcliffe/id6447382461)

Manage your finances securely and conveniently on your iPhone. This app allows you to check balances, view transactions, transfer funds, pay bills, and locate ATMs and branches.

**Highlights:** Check account balances, View recent transactions, Transfer money between accounts, Pay bills, Find ATMs and branches

**In-app purchases:** none


## Frequently asked questions

### Is HCSB App free?

HCSB App is free to download, with no in-app purchases.

### Is SSB free?

SSB is free to download, with no in-app purchases.

### Which has better reviews, HCSB App or SSB?

HCSB App is rated higher. HCSB App averages 4.9 out of 5 from 375 ratings, while SSB averages 4.9 from 85 ratings.

### Do HCSB App or SSB have ads?

SSB shows ads; HCSB App does not.

### Which is updated more often, HCSB App or SSB?

HCSB App ships an update monthly, and SSB every 2 months. Most recently, HCSB App was updated on October 23, 2026 and SSB on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*