# CiviBank ON vs Sparkasse ON

The clearest difference is rating: CiviBank ON at 4.9 against Sparkasse ON's 4.5. On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CiviBank ON holds the better App Store score, 4.9 against 4.5. Both are backed by a comparable volume of ratings — 17 and 34 respectively. Written reviews complicate that: 48% of CiviBank ON's written reviews are positive against 50% of Sparkasse ON's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly every 3 weeks. Both last shipped on November 3, 2026.

## The numbers

| Metric | CiviBank ON | Sparkasse ON |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (17 ratings)](https://appshunter.io/ios/app/civibank-on/id1517868418/reviews)** | [4.5 (34 ratings)](https://appshunter.io/ios/app/sparkasse-on/id1552230892/reviews) |
| Number of ratings | 17 | **34** |
| Positive reviews | 48.0% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | Free |
| Size | 207 MB | 207 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Banca di Cividale Spa](https://appshunter.io/developer/518303431) | [Cassa di Risparmio di Bolzano SpA](https://appshunter.io/developer/1328413494) |

## What reviewers say

### CiviBank ON

[App page](https://appshunter.io/ios/app/civibank-on/id1517868418)

Access your online banking services directly from your smartphone. Personalize features, receive tailored offers, and manage your accounts with enhanced security and speed. Perform transactions like instant transfers and payments with just one click.

**Highlights:** Personalized homepage with widgets, Hide balance and transaction amounts for privacy, Tailored products and services section, Exclusive insurance policies, Electronic signature for investments, Instant bank transfers, Contact management for IBANs and phone numbers

**Features:** Vision Pro support

**In-app purchases:** none


### Sparkasse ON

[App page](https://appshunter.io/ios/app/sparkasse-on/id1552230892)

Manage your banking needs conveniently from your smartphone. Personalize your experience, access tailored services, and perform transactions quickly and securely. Features include instant transfers, bill payments, and investment management.

**Highlights:** Personalized homepage with widgets, Hide balance and movements for privacy, Tailored products and services, Instant transfers, Online purchase and subscription of banking products, Manage accounts, cards, and payments, Virtual assistant for support

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CiviBank ON free?

CiviBank ON is free to download, with no in-app purchases.

### Is Sparkasse ON free?

Sparkasse ON is free to download, with no in-app purchases.

### Which has better reviews, CiviBank ON or Sparkasse ON?

CiviBank ON is rated higher. CiviBank ON averages 4.9 out of 5 from 17 ratings, while Sparkasse ON averages 4.5 from 34 ratings.

### Do CiviBank ON or Sparkasse ON have ads?

Neither CiviBank ON nor Sparkasse ON shows ads.

### Which is updated more often, CiviBank ON or Sparkasse ON?

CiviBank ON ships an update every 3 weeks, and Sparkasse ON every 3 weeks. Most recently, CiviBank ON was updated on November 3, 2026 and Sparkasse ON on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*