# Multipl vs Settle

The clearest difference is update cadence: Multipl at weekly against Settle's every 3 weeks. Multipl also leads on device support (3 vs 1) and iOS requirement (15.0 vs 17.0). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Multipl ships an update weekly, Settle every 3 weeks. The most recent releases landed on October 25, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | Multipl | Settle |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.8 (5 ratings)](https://appshunter.io/ios/app/multipl-mutual-funds-with-upi/id1518208782/reviews)** | — |
| Number of ratings | **5** | — |
| Positive reviews | 79.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 3 weeks |
| Monetization | Free | — |
| Size | 173 MB | 31 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Multipl Wealth Management Private Limited](https://appshunter.io/developer/1518208781) | [Yashvardhan Bhardwaj](https://appshunter.io/developer/6785658115) |

## What reviewers say

### Multipl

[App page](https://appshunter.io/ios/app/multipl-mutual-funds-with-upi/id1518208782)

Earn up to 7% annually on your idle cash through AMFI-regulated liquid mutual funds. Enjoy instant withdrawals and exclusive discounts at over 100 top Indian brands. Manage your earnings and spending from a single, convenient account.

**Highlights:** Up to 7% annualized returns, Instant withdrawals, no lock-in, 2-20% discounts at 100+ brands, Earn and spend from one account, AMFI-registered liquid funds

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Settle

[App page](https://appshunter.io/ios/app/settle-split-expenses/id6785658113)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Multipl free?

Multipl is free to download, with no in-app purchases.

### Is Settle free?

Settle is free to download, with no in-app purchases.

### Do Multipl or Settle have ads?

Neither Multipl nor Settle shows ads.

### Which is updated more often, Multipl or Settle?

Multipl ships an update weekly, and Settle every 3 weeks. Most recently, Multipl was updated on October 25, 2026 and Settle on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*