# Stack vs Budget Flow | Expense Tracker

The clearest difference is rating: Budget Flow | Expense Tracker at 4.8 against Stack's 3.7. Budget Flow | Expense Tracker also leads on ads (none vs shown) and ratings volume (335 vs 3). Stack's advantage is review sentiment (100% vs 90%) and iOS requirement (13.0 vs 16.0). On price, in-app purchases and monetization model there is nothing between them.

Both are free to download. Stack sells 1 one-off in-app purchase and Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Budget Flow | Expense Tracker holds the better App Store score, 4.8 against 3.7. That said, the two scores are not equally well evidenced: Budget Flow | Expense Tracker has 335 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 100% of Stack's written reviews are positive against 90% of Budget Flow | Expense Tracker's, so the app with the better star average is not the one people write more warmly about.

Stack ships an update monthly, Budget Flow | Expense Tracker every 2 weeks. The most recent releases landed on October 2, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Stack | Budget Flow | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (3 ratings)](https://appshunter.io/ios/app/stack-track-subscriptions/id1518396437/reviews) | **[4.8 (335 ratings)](https://appshunter.io/ios/app/budget-flow-expense-tracker/id1640091876/reviews)** |
| Number of ratings | 3 | **335** |
| Positive reviews | **100.0% of reviews** | 90.3% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 43 MB | 147 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | iPhone, iPod | **iPhone, iPad, Mac, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [磊 徐](https://appshunter.io/developer/1518382731) | [Fabian Hasse](https://appshunter.io/developer/1529861729) |

## What reviewers say

### Stack

[App page](https://appshunter.io/ios/app/stack-track-subscriptions/id1518396437)

Manage and analyze your recurring payments with this tool. Get reminders before due dates and understand your spending habits with budget insights. Customize subscription entries with icons and sync data across devices.

**Highlights:** Subscription tracking and analysis, Due date reminders, Budgeting and spending insights, Customizable subscription entries, iCloud data sync, Home screen widgets

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlock Pro Features | $1.99 | one-time |


### Budget Flow | Expense Tracker

[App page](https://appshunter.io/ios/app/budget-flow-expense-tracker/id1640091876)

Effortlessly track income and expenses with this modern, user-friendly financial manager. It offers secure, offline use with no registration, allowing you to manage accounts, plan budgets, and secure your financial data.

**Highlights:** Track income and expenses, Manage multiple accounts and categories, Plan budgets for categories, Shared budgeting with multiple users, Secure data storage with no login, Offline functionality, Currency conversion

**Features:** Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Full Version (1 Month) | $4.99 | per month |
| Full Version (1 Year) | $29.99 | per year |
| Full Version (Discounted) | $49.99 | one-time |
| Full Version (Lifetime) | $69.99 | one-time |

**What reviewers like**

- 🚀 Excellent app features
- 👍 Easy to use and intuitive
- 💰 Helpful for tracking expenses
- 🔍 Customizable and flexible
- 🌟 Great user interface

**What reviewers complain about**

- 🐛 Some bugs and glitches
- 💱 Lack of currency conversion options
- 📊 Limited reporting and analytics
- 🔒 No bank account integration

**Reported bugs**

- Transactions disappearing from accounts
- Inconsistent data display in reports
- Rounding issues with decimal amounts

**Requested features**

- Add monthly recurring reminders
- Improve search functionality
- Provide more detailed budgeting options
- Integrate receipt scanning and OCR
- Allow custom currency support


## Frequently asked questions

### Is Stack free?

Stack is free to download, with in-app purchases available.

### Is Budget Flow | Expense Tracker free?

Budget Flow | Expense Tracker is free to download, with in-app purchases available.

### Which has better reviews, Stack or Budget Flow | Expense Tracker?

Budget Flow | Expense Tracker is rated higher. Stack averages 3.7 out of 5 from 3 ratings, while Budget Flow | Expense Tracker averages 4.8 from 335 ratings.

### Do Stack or Budget Flow | Expense Tracker have ads?

Stack shows ads; Budget Flow | Expense Tracker does not.

### Which is updated more often, Stack or Budget Flow | Expense Tracker?

Stack ships an update monthly, and Budget Flow | Expense Tracker every 2 weeks. Most recently, Stack was updated on October 2, 2026 and Budget Flow | Expense Tracker on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*