# KESS PAY vs CreciPay

The clearest difference is rating: KESS PAY at 5.0 against CreciPay's 4.0. KESS PAY also leads on ads (none vs shown) and update cadence (fortnightly vs monthly). CreciPay's advantage is ratings volume (12 vs 3) and device support (3 vs 1). On price, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KESS PAY holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 3 and 12 respectively.

KESS PAY ships an update fortnightly, CreciPay monthly. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | KESS PAY | CreciPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/kess-pay/id1518521952/reviews)** | [4.0 (12 ratings)](https://appshunter.io/ios/app/crecipay/id1638751180/reviews) |
| Number of ratings | 3 | **12** |
| Positive reviews | 66.7% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | **Free** | Ad-supported |
| Size | 203 MB | 51 MB |
| Requires iOS | 16.6 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [KESS INNOVATION PLC.](https://appshunter.io/developer/1496591276) | [Creci Technologies LLC](https://appshunter.io/developer/1652414990) |

## What reviewers say

### KESS PAY

[App page](https://appshunter.io/ios/app/kess-pay/id1518521952)

This app simplifies sending, receiving, and managing money with instant transfers, group payments, and QR code scanning. It offers a secure and reliable way to handle everyday financial transactions, connecting you to various services.

**Highlights:** Instant money transfers, Group bill splitting, QR code payments, Secure transactions, Connected third-party services

**Features:** Vision Pro support

**In-app purchases:** none


### CreciPay

[App page](https://appshunter.io/ios/app/crecipay/id1638751180)

Access your earned money anytime for payments, savings, or any other use. Manage your finances conveniently and securely.

**Highlights:** Access earned money, Pay bills, Save money, Flexible spending options

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is KESS PAY free?

KESS PAY is free to download, with no in-app purchases.

### Is CreciPay free?

CreciPay is free to download, with no in-app purchases.

### Which has better reviews, KESS PAY or CreciPay?

KESS PAY is rated higher. KESS PAY averages 5.0 out of 5 from 3 ratings, while CreciPay averages 4.0 from 12 ratings.

### Do KESS PAY or CreciPay have ads?

CreciPay shows ads; KESS PAY does not.

### Which is updated more often, KESS PAY or CreciPay?

KESS PAY ships an update fortnightly, and CreciPay monthly. Most recently, KESS PAY was updated on November 3, 2026 and CreciPay on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*