# KESS PAY vs iBank KH

KESS PAY and iBank KH both sit at 5.0 stars, but that hides the real split: 100% of iBank KH's written reviews are positive against 67% of KESS PAY's. KESS PAY's advantage is ratings volume (3 vs 1). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for KESS PAY against 5.0 for iBank KH. Both are backed by a comparable volume of ratings — 3 and 1 respectively. Written reviews are what separate them: 67% of KESS PAY's written reviews are positive against 100% of iBank KH's.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | KESS PAY | iBank KH |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (3 ratings)](https://appshunter.io/ios/app/kess-pay/id1518521952/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/ibank-kh/id6759181803/reviews) |
| Number of ratings | **3** | 1 |
| Positive reviews | 66.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Free | Free |
| Size | 203 MB | 163 MB |
| Requires iOS | 16.6 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [KESS INNOVATION PLC.](https://appshunter.io/developer/1496591276) | [IBANK (CAMBODIA) PLC.](https://appshunter.io/developer/1499925399) |

## What reviewers say

### KESS PAY

[App page](https://appshunter.io/ios/app/kess-pay/id1518521952)

This app simplifies sending, receiving, and managing money with instant transfers, group payments, and QR code scanning. It offers a secure and reliable way to handle everyday financial transactions, connecting you to various services.

**Highlights:** Instant money transfers, Group bill splitting, QR code payments, Secure transactions, Connected third-party services

**Features:** Vision Pro support

**In-app purchases:** none


### iBank KH

[App page](https://appshunter.io/ios/app/ibank-kh/id6759181803)

Manage your finances effortlessly with this digital banking app. Enjoy secure transactions, fee-free services, and seamless cross-border payments. Register easily and experience convenient banking anytime, anywhere.

**Highlights:** Zero fees on accounts, maintenance, ATM withdrawals, and transfers, Large transaction amounts for free transfers, OTP secured transactions, Seamless cross-border payments, Intuitive interface, Advanced security features

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is KESS PAY free?

KESS PAY is free to download, with no in-app purchases.

### Is iBank KH free?

iBank KH is free to download, with no in-app purchases.

### Which has better reviews, KESS PAY or iBank KH?

KESS PAY and iBank KH are both rated 5.0 out of 5 on the App Store, from 3 and 1 ratings respectively.

### Do KESS PAY or iBank KH have ads?

Neither KESS PAY nor iBank KH shows ads.

### Which is updated more often, KESS PAY or iBank KH?

KESS PAY ships an update fortnightly, and iBank KH fortnightly. Most recently, KESS PAY was updated on November 3, 2026 and iBank KH on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*