# KESSPay Pro vs CUBC Merchant

The clearest difference is ads: CUBC Merchant at none against KESSPay Pro's shown. KESSPay Pro's advantage is update cadence (fortnightly vs monthly). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KESSPay Pro ships an update fortnightly, CUBC Merchant monthly. The most recent releases landed on September 26, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | KESSPay Pro | CUBC Merchant |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/kesspay-pro/id1518531663/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Ad-supported | — |
| Size | 202 MB | 84 MB |
| Requires iOS | 16.6 | **16.0** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [KESS INNOVATION PLC.](https://appshunter.io/developer/1496591276) | [CATHAY UNITED BANK (CAMBODIA) PLC](https://appshunter.io/developer/489736804) |

## What reviewers say

### KESSPay Pro

[App page](https://appshunter.io/ios/app/kesspay-pro/id1518531663)

This digital payment app simplifies sending, receiving, and managing money. It offers instant transfers, group payments, and QR code scanning for quick transactions. Enjoy secure and reliable financial management with integrated services.

**Highlights:** Instant money transfers, Group payments, Scan & Pay QR codes, Secure payment technology, Connected third-party services

**In-app purchases:** none


### CUBC Merchant

[App page](https://appshunter.io/ios/app/cubc-merchant/id6742865632)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is KESSPay Pro free?

KESSPay Pro is free to download, with no in-app purchases.

### Is CUBC Merchant free?

CUBC Merchant is free to download, with no in-app purchases.

### Do KESSPay Pro or CUBC Merchant have ads?

KESSPay Pro shows ads; CUBC Merchant does not.

### Which is updated more often, KESSPay Pro or CUBC Merchant?

KESSPay Pro ships an update fortnightly, and CUBC Merchant monthly. Most recently, KESSPay Pro was updated on September 26, 2026 and CUBC Merchant on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*