# PBVN Smart OTP vs VDB Wealth

The clearest difference is update cadence: VDB Wealth at every 2 months against PBVN Smart OTP's every 5 months. PBVN Smart OTP's advantage is iOS requirement (8.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PBVN Smart OTP ships an update every 5 months, VDB Wealth every 2 months. The most recent releases landed on November 7, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | PBVN Smart OTP | VDB Wealth |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 2 months** |
| Size | 8 MB | 53 MB |
| Requires iOS | **8.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Public Bank VietNam](https://appshunter.io/developer/1518765003) | [VDB Wealth LLC](https://appshunter.io/developer/1804673391) |

## What reviewers say

### PBVN Smart OTP

[App page](https://appshunter.io/ios/app/pbvn-smart-otp/id1518765004)

**In-app purchases:** none


### VDB Wealth

[App page](https://appshunter.io/ios/app/vdb-wealth/id6743806770)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PBVN Smart OTP free?

PBVN Smart OTP is free to download, with no in-app purchases.

### Is VDB Wealth free?

VDB Wealth is free to download, with no in-app purchases.

### Do PBVN Smart OTP or VDB Wealth have ads?

Neither PBVN Smart OTP nor VDB Wealth shows ads.

### Which is updated more often, PBVN Smart OTP or VDB Wealth?

PBVN Smart OTP ships an update every 5 months, and VDB Wealth every 2 months. Most recently, PBVN Smart OTP was updated on November 7, 2026 and VDB Wealth on October 30, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*