# Bad Credit? No Problem! vs HOT37

The clearest difference is review sentiment: Bad Credit? No Problem! at 75% against HOT37's 0%. Bad Credit? No Problem! also leads on price (Free vs $4.99) and update cadence (every 3 days vs every 7 months). HOT37's advantage is in-app purchases (none vs 6). On ads and device support there is nothing between them.

Bad Credit? No Problem! is free to download; HOT37 costs $4.99 up front. Bad Credit? No Problem! sells 6 one-off in-app purchases. HOT37 asks for nothing beyond the download.

Bad Credit? No Problem! ships an update every 3 days, HOT37 every 7 months. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Bad Credit? No Problem! | HOT37 |
| --- | --- | --- |
| Price | **Free** | $4.99 |
| Rating | **[4.5 (1.2K ratings)](https://appshunter.io/ios/app/bad-credit-no-problem/id1518821090/reviews)** | — |
| Number of ratings | **1.2K** | — |
| Positive reviews | **74.6% of reviews** | 0.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 3 days** | Every 7 months |
| Monetization | **Free** | Paid |
| Best chart rank | **#110** | — |
| Size | 330 MB | 175 MB |
| Requires iOS | **15.0** | 18.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Mac |
| Age rating | 12+ | 4+ |
| Developer | [FOORBYTES, LLC](https://appshunter.io/developer/315391501) | [Blake HARRIS](https://appshunter.io/developer/457716235) |

## What reviewers say

### Bad Credit? No Problem!

[App page](https://appshunter.io/ios/app/bad-credit-no-problem/id1518821090)

**Currently charting:** #110 Top Free · Strategy (US App Store)

As a new agent at a title-loan shop, your job is to meticulously review customer paperwork and identify fraudulent documents. Survive your probation, navigate office politics, and make critical decisions that affect the shop's future, all while enjoying retro office PC mini-games.

**Highlights:** Review and approve/decline customer paperwork, Survive a 14-day probation period, Experience multiple endings in Career mode, Play retro mini-games on an office PC, Decorate your office and agent, Special Halloween-themed shift

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Buy Hints x10 | $0.99 | one-time |
| Cash Doubler | $1.99 | one-time |
| Buy Hints x30 | $2.49 | one-time |
| Buy Hints x75 | $3.99 | one-time |
| Starter Bundle | $3.99 | one-time |
| Supporter Pack | $4.99 | one-time |

**What reviewers like**

- 🚀 Enjoyable gameplay
- 👍 Simple yet challenging
- 🎨 Appealing pixel art style
- 💰 No ads or pay-to-win mechanics
- 🕹️ Reminds players of Papers, Please

**What reviewers complain about**

- 🐛 Occasional bugs and glitches
- ⏱️ Strict time limits and limited retries
- 🔁 Repetitive and can get monotonous
- 🤔 Some unclear or confusing mechanics

**Reported bugs**

- Inconsistent income requirements
- Issues with correctly identifying valid applications

**Requested features**

- More game modes and content updates
- Ability to skip or continue from previous days
- Improved tutorial or onboarding process
- Customization options for the office and character


### HOT37

[App page](https://appshunter.io/ios/app/hot37/id1611666450)

Build and manage your dream hotel in this isometric simulator. Expand your establishment by adding floors and rooms, then redecorate and add amenities to attract more guests. Careful financial management is key to success, as running out of funds means game over.

**Highlights:** Build and expand hotel floors, Design and reserve rooms, Redecorate and add amenities, Manage hotel income and expenses, Isometric 3D graphics

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Bad Credit? No Problem! free?

Bad Credit? No Problem! is free to download, with in-app purchases available.

### Is HOT37 free?

HOT37 costs $4.99, with no in-app purchases.

### Do Bad Credit? No Problem! or HOT37 have ads?

Neither Bad Credit? No Problem! nor HOT37 shows ads.

### Which is updated more often, Bad Credit? No Problem! or HOT37?

Bad Credit? No Problem! ships an update every 3 days, and HOT37 every 7 months. Most recently, Bad Credit? No Problem! was updated on November 7, 2026 and HOT37 on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*