# CediPay vs SLTF Mobile

The clearest difference is review sentiment: CediPay at 33% against SLTF Mobile's 0%. SLTF Mobile's advantage is rating (2.9 vs 2.7). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SLTF Mobile holds the better App Store score, 2.9 against 2.7. Both are backed by a comparable volume of ratings — 23 and 28 respectively. Written reviews complicate that: 33% of CediPay's written reviews are positive against 0% of SLTF Mobile's, so the app with the better star average is not the one people write more warmly about.

CediPay ships an update every 3 weeks, SLTF Mobile every 6 weeks. The most recent releases landed on October 8, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | CediPay | SLTF Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.7 (23 ratings)](https://appshunter.io/ios/app/cedipay/id1518982165/reviews) | **[2.9 (28 ratings)](https://appshunter.io/ios/app/sltf-mobile/id1626019738/reviews)** |
| Number of ratings | 23 | **28** |
| Positive reviews | **33.3% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 61 MB | 37 MB |
| Requires iOS | 12.0 | 12.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [NEW-CEDIPAY GHANA LIMITED](https://appshunter.io/developer/1518982167) | [Students Loan Trust Fund](https://appshunter.io/developer/1626019740) |

## What reviewers say

### CediPay

[App page](https://appshunter.io/ios/app/cedipay/id1518982165)

A mobile platform for everyday payments and essential services. Send and receive money, pay bills, top up airtime, and pay for goods and services seamlessly. Promotes financial and social inclusion.

**Highlights:** Send and receive money, Pay bills, Top up airtime, Pay for goods and services, Financial inclusion

**Features:** macOS Compatibility

**In-app purchases:** none


### SLTF Mobile

[App page](https://appshunter.io/ios/app/sltf-mobile/id1626019738)

This app facilitates loan applications for Ghanaian tertiary students pursuing accredited undergraduate programs. Applicants need a Ghana Card, a personal email, and an e-zwich card to apply.

**Highlights:** Loan application for tertiary students, Requires Ghana Card, Requires personal email, Requires e-zwich card registration, Supports undergraduate programs

**In-app purchases:** none


## Frequently asked questions

### Is CediPay free?

CediPay is free to download, with no in-app purchases.

### Is SLTF Mobile free?

SLTF Mobile is free to download, with no in-app purchases.

### Which has better reviews, CediPay or SLTF Mobile?

SLTF Mobile is rated higher. CediPay averages 2.7 out of 5 from 23 ratings, while SLTF Mobile averages 2.9 from 28 ratings.

### Do CediPay or SLTF Mobile have ads?

Neither CediPay nor SLTF Mobile shows ads.

### Which is updated more often, CediPay or SLTF Mobile?

CediPay ships an update every 3 weeks, and SLTF Mobile every 6 weeks. Most recently, CediPay was updated on October 8, 2026 and SLTF Mobile on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*