# CediPay vs IC Wealth

The clearest difference is rating: IC Wealth at 3.0 against CediPay's 2.7. IC Wealth also leads on ratings volume (105 vs 23). CediPay's advantage is review sentiment (33% vs 13%) and monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IC Wealth holds the better App Store score, 3.0 against 2.7. Both are backed by a comparable volume of ratings — 23 and 105 respectively. Written reviews complicate that: 33% of CediPay's written reviews are positive against 13% of IC Wealth's, so the app with the better star average is not the one people write more warmly about.

CediPay ships an update every 3 weeks, IC Wealth every 4 weeks. The most recent releases landed on October 8, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | CediPay | IC Wealth |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.7 (23 ratings)](https://appshunter.io/ios/app/cedipay/id1518982165/reviews) | **[3.0 (105 ratings)](https://appshunter.io/ios/app/ic-wealth/id1664718497/reviews)** |
| Number of ratings | 23 | **105** |
| Positive reviews | **33.3% of reviews** | 12.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 4 weeks |
| Monetization | **Free** | Ad-supported |
| Size | 61 MB | 55 MB |
| Requires iOS | **12.0** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [NEW-CEDIPAY GHANA LIMITED](https://appshunter.io/developer/1518982167) | [IC GROUP LIMITED](https://appshunter.io/developer/1664718499) |

## What reviewers say

### CediPay

[App page](https://appshunter.io/ios/app/cedipay/id1518982165)

A mobile platform for everyday payments and essential services. Send and receive money, pay bills, top up airtime, and pay for goods and services seamlessly. Promotes financial and social inclusion.

**Highlights:** Send and receive money, Pay bills, Top up airtime, Pay for goods and services, Financial inclusion

**Features:** macOS Compatibility

**In-app purchases:** none


### IC Wealth

[App page](https://appshunter.io/ios/app/ic-wealth/id1664718497)

Effortlessly manage your investments with personalized portfolio creation. Automate your savings and payments to achieve financial goals like retirement or education funding. Receive expert guidance to navigate your investment journey.

**Highlights:** Personalized portfolio creation, Automated investing, Digital payments, Expert financial guidance, Goal-based planning

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CediPay free?

CediPay is free to download, with no in-app purchases.

### Is IC Wealth free?

IC Wealth is free to download, with no in-app purchases.

### Which has better reviews, CediPay or IC Wealth?

IC Wealth is rated higher. CediPay averages 2.7 out of 5 from 23 ratings, while IC Wealth averages 3.0 from 105 ratings.

### Do CediPay or IC Wealth have ads?

Neither CediPay nor IC Wealth shows ads.

### Which is updated more often, CediPay or IC Wealth?

CediPay ships an update every 3 weeks, and IC Wealth every 4 weeks. Most recently, CediPay was updated on October 8, 2026 and IC Wealth on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*