# CediPay vs GCB Mobile App

The clearest difference is rating: GCB Mobile App at 3.4 against CediPay's 2.6. GCB Mobile App also leads on ratings volume (371 vs 24). CediPay's advantage is review sentiment (33% vs 9%) and update cadence (every 3 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

GCB Mobile App holds the better App Store score, 3.4 against 2.6. That said, the two scores are not equally well evidenced: GCB Mobile App has 371 ratings behind it against 24, so its average is the more settled of the two. Written reviews complicate that: 33% of CediPay's written reviews are positive against 9% of GCB Mobile App's, so the app with the better star average is not the one people write more warmly about.

CediPay ships an update every 3 weeks, GCB Mobile App every 2 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | CediPay | GCB Mobile App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.6 (24 ratings)](https://appshunter.io/ios/app/cedipay/id1518982165/reviews) | **[3.4 (371 ratings)](https://appshunter.io/ios/app/gcb-mobile-app/id6444388582/reviews)** |
| Number of ratings | 24 | **371** |
| Positive reviews | **33.3% of reviews** | 8.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 61 MB | 59 MB |
| Requires iOS | **12.0** | 15.2 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [NEW-CEDIPAY GHANA LIMITED](https://appshunter.io/developer/1518982167) | [GCB Bank PLC](https://appshunter.io/developer/998408931) |

## What reviewers say

### CediPay

[App page](https://appshunter.io/ios/app/cedipay/id1518982165)

A mobile platform for everyday payments and essential services. Send and receive money, pay bills, top up airtime, and pay for goods and services seamlessly. Promotes financial and social inclusion.

**Highlights:** Send and receive money, Pay bills, Top up airtime, Pay for goods and services, Financial inclusion

**Features:** macOS Compatibility

**In-app purchases:** none


### GCB Mobile App

[App page](https://appshunter.io/ios/app/gcb-mobile-app/id6444388582)

Manage your finances entirely from your smartphone. Open accounts, invest, pay bills, and secure your profile with biometric authentication. Enjoy a user-friendly interface with customizable themes and real-time transaction alerts.

**Highlights:** Biometric profile security, Bill payments (including ECG), Invest in Term Deposits, Open Instant accounts, Self-service options, Card requests, Customizable themes

**In-app purchases:** none

**What reviewers like**

- 👍 Superb Interface
- 👍 Seamless and user friendly
- 👍 Excellent app for perfect banking

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐛 Transactions not reflecting
- 🐛 Mobile money transactions failing
- 🐛 Registration process errors
- 🐛 Poor customer support response

**Reported bugs**

- Photo upload fails during registration
- Mobile money transactions not going through
- App doesn't allow linking of account
- Standing order feature crashes when hitting frequency tab
- Messages sent to customer support go unanswered for weeks

**Requested features**

- Allow personal record updates (contacts, address) without visiting the bank
- Allow email verification for account creation
- Bring back the old version or fix the new one


## Frequently asked questions

### Is CediPay free?

CediPay is free to download, with no in-app purchases.

### Is GCB Mobile App free?

GCB Mobile App is free to download, with no in-app purchases.

### Which has better reviews, CediPay or GCB Mobile App?

GCB Mobile App is rated higher. CediPay averages 2.6 out of 5 from 24 ratings, while GCB Mobile App averages 3.4 from 371 ratings.

### Do CediPay or GCB Mobile App have ads?

Neither CediPay nor GCB Mobile App shows ads.

### Which is updated more often, CediPay or GCB Mobile App?

CediPay ships an update every 3 weeks, and GCB Mobile App every 2 months. Most recently, CediPay was updated on October 24, 2026 and GCB Mobile App on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*