# CediPay vs SIKACASH+

The clearest difference is rating: SIKACASH+ at 4.6 against CediPay's 2.7. SIKACASH+ also leads on review sentiment (71% vs 33%) and ratings volume (1.9K vs 23). CediPay's advantage is iOS requirement (12.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SIKACASH+ holds the better App Store score, 4.6 against 2.7. That said, the two scores are not equally well evidenced: SIKACASH+ has 1.9K ratings behind it against 23, so its average is the more settled of the two. Written reviews point the same way: 33% of CediPay's written reviews are positive against 71% of SIKACASH+'s.

CediPay ships an update every 3 weeks, SIKACASH+ fortnightly. The most recent releases landed on October 8, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | CediPay | SIKACASH+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.7 (23 ratings)](https://appshunter.io/ios/app/cedipay/id1518982165/reviews) | **[4.6 (1.9K ratings)](https://appshunter.io/ios/app/sikacash-plus/id6470394807/reviews)** |
| Number of ratings | 23 | **1.9K** |
| Positive reviews | 33.3% of reviews | **70.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 61 MB | 63 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [NEW-CEDIPAY GHANA LIMITED](https://appshunter.io/developer/1518982167) | [Nafa](https://appshunter.io/developer/1679368204) |

## What reviewers say

### CediPay

[App page](https://appshunter.io/ios/app/cedipay/id1518982165)

A mobile platform for everyday payments and essential services. Send and receive money, pay bills, top up airtime, and pay for goods and services seamlessly. Promotes financial and social inclusion.

**Highlights:** Send and receive money, Pay bills, Top up airtime, Pay for goods and services, Financial inclusion

**Features:** macOS Compatibility

**In-app purchases:** none


### SIKACASH+

[App page](https://appshunter.io/ios/app/sikacash-plus/id6470394807)

Send money internationally to Africa with a trusted service. Facilitate fast, secure, and cost-effective transfers to support loved ones and economic development. Send funds via debit or prepaid card to mobile wallets, office pickup, or bank deposit.

**Highlights:** International money transfers, Fast and secure transfers, Cost-effective rates, Multiple payout options (mobile wallet, pickup, bank deposit), Extensive African receiving countries

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and easy to use
- 🔒 Secure money transfers
- 👍 Great customer service

**What reviewers complain about**

- 🐛 Slow transaction speed
- ❌ Poor responsiveness to customer inquiries
- 🚫 Lack of customer support

**Reported bugs**

- Delayed money arrival
- Unresponsive to phone and WhatsApp inquiries

**Requested features**

- Faster transaction processing
- Improved customer support channels


## Frequently asked questions

### Is CediPay free?

CediPay is free to download, with no in-app purchases.

### Is SIKACASH+ free?

SIKACASH+ is free to download, with no in-app purchases.

### Which has better reviews, CediPay or SIKACASH+?

SIKACASH+ is rated higher. CediPay averages 2.7 out of 5 from 23 ratings, while SIKACASH+ averages 4.6 from 1.9K ratings.

### Do CediPay or SIKACASH+ have ads?

Neither CediPay nor SIKACASH+ shows ads.

### Which is updated more often, CediPay or SIKACASH+?

CediPay ships an update every 3 weeks, and SIKACASH+ fortnightly. Most recently, CediPay was updated on October 8, 2026 and SIKACASH+ on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*