# guide.capital vs Cliff Journal

The clearest difference is price: guide.capital at Free against Cliff Journal's $9.99. Cliff Journal's advantage is in-app purchases (none vs 6) and update cadence (every 2 weeks vs every 2 months). On ads, device support and iOS requirement there is nothing between them.

guide.capital is free to download; Cliff Journal costs $9.99 up front. guide.capital sells 6 in-app purchases, starting at $12.99 per month. Cliff Journal asks for nothing beyond the download.

guide.capital ships an update every 2 months, Cliff Journal every 2 weeks. The most recent releases landed on October 29, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | guide.capital | Cliff Journal |
| --- | --- | --- |
| Price | **Free** | $9.99 |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/guidecapital/id1519105187/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Freemium | — |
| Size | 72 MB | 9 MB |
| Requires iOS | **15.6** | 16.6 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [efficient.capital AG](https://appshunter.io/developer/1519044555) | [林淮 刘](https://appshunter.io/developer/1702440560) |

## What reviewers say

### guide.capital

[App page](https://appshunter.io/ios/app/guidecapital/id1519105187)

Design your personalized investment solution with expert knowledge and AI. Build modular portfolios, evaluate securities, and gain a complete overview of your assets. Offers unique investment components for loss minimization and stable performance.

**Highlights:** AI-driven portfolio construction, Personalized asset allocation, Modular investment solution design, Model portfolios from known providers, Independent portfolio check, Security evaluation via photo, Sustainability ratings and scoring

**Features:** Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| S&P ESG (monthly) | $12.99 | per month |
| SIX Consolidation (monthly) | $13.99 | per month |
| theScreener Rating (monthly) | $16.99 | per month |
| S&P ESG (yearly) | $77.99 | per year |
| theScreener Rating (yearly) | $106.99 | per year |
| SIX Consolidation (yearly) | $139.99 | per year |


### Cliff Journal

[App page](https://appshunter.io/ios/app/cliff-journal/id6461309137)

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is guide.capital free?

guide.capital is free to download, with in-app purchases available.

### Is Cliff Journal free?

Cliff Journal costs $9.99, with no in-app purchases.

### Do guide.capital or Cliff Journal have ads?

Neither guide.capital nor Cliff Journal shows ads.

### Which is updated more often, guide.capital or Cliff Journal?

guide.capital ships an update every 2 months, and Cliff Journal every 2 weeks. Most recently, guide.capital was updated on October 29, 2026 and Cliff Journal on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*