# St Raphael's CU Mobile Banking vs EBS CardManager

The clearest difference is iOS requirement: St Raphael's CU Mobile Banking at 11.0 against EBS CardManager's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

St Raphael's CU Mobile Banking ships an update every 13 months, EBS CardManager every 7 months. The most recent releases landed on October 2, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | St Raphael's CU Mobile Banking | EBS CardManager |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[1.0 (3 ratings)](https://appshunter.io/ios/app/ebs-cardmanager/id1549687232/reviews)** |
| Number of ratings | — | **3** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 13 months | **Every 7 months** |
| Monetization | — | Free |
| Size | 74 MB | 49 MB |
| Requires iOS | **11.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [St Raphaels Garda Credit Union](https://appshunter.io/developer/1490099939) | [EBS designated activity company](https://appshunter.io/developer/1474044958) |

## What reviewers say

### St Raphael's CU Mobile Banking

[App page](https://appshunter.io/ios/app/st-raphaels-cu-mobile-banking/id1519247052)

**In-app purchases:** none


### EBS CardManager

[App page](https://appshunter.io/ios/app/ebs-cardmanager/id1549687232)

Enhance your online shopping security with this app, which provides an extra layer of authentication for your debit card purchases. It implements Strong Customer Authentication to protect against fraud and ensure secure transactions.

**Highlights:** Secure online purchase authentication, Strong Customer Authentication (SCA), Debit card transaction security, Fraud prevention, Mobile phone authentication

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is St Raphael's CU Mobile Banking free?

St Raphael's CU Mobile Banking is free to download, with no in-app purchases.

### Is EBS CardManager free?

EBS CardManager is free to download, with no in-app purchases.

### Do St Raphael's CU Mobile Banking or EBS CardManager have ads?

Neither St Raphael's CU Mobile Banking nor EBS CardManager shows ads.

### Which is updated more often, St Raphael's CU Mobile Banking or EBS CardManager?

St Raphael's CU Mobile Banking ships an update every 13 months, and EBS CardManager every 7 months. Most recently, St Raphael's CU Mobile Banking was updated on October 2, 2026 and EBS CardManager on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*