# Telda vs Klivvr

The clearest difference is rating: Telda at 4.8 against Klivvr's 3.6. Telda also leads on ratings volume (2.7K vs 55) and update cadence (every 3 days vs every 10 days). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Telda holds the better App Store score, 4.8 against 3.6. That said, the two scores are not equally well evidenced: Telda has 2.7K ratings behind it against 55, so its average is the more settled of the two. Written reviews point the same way: 42% of Telda's written reviews are positive against 30% of Klivvr's.

Telda ships an update every 3 days, Klivvr every 10 days. Both last shipped on November 7, 2026.

## The numbers

| Metric | Telda | Klivvr |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (2.7K ratings)](https://appshunter.io/ios/app/telda/id1519608437/reviews)** | [3.6 (55 ratings)](https://appshunter.io/ios/app/klivvr/id1586109111/reviews) |
| Number of ratings | **2.7K** | 55 |
| Positive reviews | **41.5% of reviews** | 29.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 days** | Every 10 days |
| Monetization | Free | Free |
| Size | 217 MB | 220 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | iPhone, iPod | iPhone, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [Telda LLC](https://appshunter.io/developer/1513749371) | [Klivvr](https://appshunter.io/developer/1579884673) |

## What reviewers say

### Telda

[App page](https://appshunter.io/ios/app/telda/id1519608437)

Manage your finances with an all-in-one app for sending, spending, saving, and investing. Open an account, get a card instantly, and enjoy zero-commission stock trading. Personalize your spending insights and earn rewards on every purchase.

**Highlights:** Instant account opening and card issuance, Zero-commission stock and mutual fund investing, Real-time market data and same-day trading, Instant money transfers and cash-outs, Customizable debit cards, Personalized spending insights and budgeting, Earn and redeem Telda Points

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 💡 Useful features
- 🚀 Efficient transactions

**What reviewers complain about**

- 🐛 Frequent crashes
- 🔒 Security issues
- 💤 Slow customer support

**Reported bugs**

- Login screen freezes
- Verification code issues
- ATM withdrawal problems

**Requested features**

- Add Apple Pay support
- Improve international payment capabilities
- Provide more transparency on card delivery


### Klivvr

[App page](https://appshunter.io/ios/app/klivvr/id1586109111)

Manage your spending, credit, and rewards with this comprehensive financial app. It offers buy now, pay later options, a prepaid card for everyday use, and family accounts with customizable spending limits. Earn points on transactions to redeem for cashback and exclusive rewards.

**Highlights:** Buy now, pay later with instant credit, Flexible repayment plans up to 60 months, Prepaid card for seamless everyday spending, Earn and redeem K.Points for cashback, Family accounts with spending permissions, Real-time spending tracking and control

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Telda free?

Telda is free to download, with no in-app purchases.

### Is Klivvr free?

Klivvr is free to download, with no in-app purchases.

### Which has better reviews, Telda or Klivvr?

Telda is rated higher. Telda averages 4.8 out of 5 from 2.7K ratings, while Klivvr averages 3.6 from 55 ratings.

### Do Telda or Klivvr have ads?

Neither Telda nor Klivvr shows ads.

### Which is updated more often, Telda or Klivvr?

Telda ships an update every 3 days, and Klivvr every 10 days. Most recently, Telda was updated on November 7, 2026 and Klivvr on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*