# Telda vs Spend Forecast

The clearest difference is in-app purchases: Telda at none against Spend Forecast's 2. Spend Forecast's advantage is update cadence (daily vs every 3 days). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Spend Forecast sells 2 one-off in-app purchases. Telda asks for nothing beyond the download.

Telda ships an update every 3 days, Spend Forecast daily. The most recent releases landed on October 29, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Telda | Spend Forecast |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (2.7K ratings)](https://appshunter.io/ios/app/telda/id1519608437/reviews)** | — |
| Number of ratings | **2.7K** | — |
| Positive reviews | 41.5% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 days | **Daily** |
| Monetization | Free | — |
| Size | 211 MB | 31 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Telda LLC](https://appshunter.io/developer/1513749371) | [Alexandru Cocora](https://appshunter.io/developer/1896776622) |

## What reviewers say

### Telda

[App page](https://appshunter.io/ios/app/telda/id1519608437)

Manage your finances with an all-in-one platform for sending, spending, saving, and investing. Open an account, get a card instantly, and track expenses with personalized insights. Invest in stocks and mutual funds with zero commission and enjoy secure transactions.

**Highlights:** Instant money transfers, Zero commission investing, Customizable debit card, Personalized spending insights, Earn Telda Points, Secure payment protection

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 💡 Useful features
- 🚀 Efficient transactions

**What reviewers complain about**

- 🐛 Frequent crashes
- 🔒 Security issues
- 💤 Slow customer support

**Reported bugs**

- Login screen freezes
- Verification code issues
- ATM withdrawal problems

**Requested features**

- Add Apple Pay support
- Improve international payment capabilities
- Provide more transparency on card delivery


### Spend Forecast

[App page](https://appshunter.io/ios/app/spend-forecast-budget-tracker/id6771279695)

**Features:** Family Sharing

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 7-day Trial | Free | one-time |
| Lifetime Unlock | $4.99 | one-time |


## Frequently asked questions

### Is Telda free?

Telda is free to download, with no in-app purchases.

### Is Spend Forecast free?

Spend Forecast is free to download, with in-app purchases available.

### Do Telda or Spend Forecast have ads?

Neither Telda nor Spend Forecast shows ads.

### Which is updated more often, Telda or Spend Forecast?

Telda ships an update every 3 days, and Spend Forecast daily. Most recently, Telda was updated on October 29, 2026 and Spend Forecast on October 31, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
