# IOweU by 2genio.us vs PayMind

The clearest difference is ads: PayMind at none against IOweU by 2genio.us's shown. PayMind also leads on update cadence (every 2 months vs every 4 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IOweU by 2genio.us ships an update every 4 months, PayMind every 2 months. The most recent releases landed on October 19, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | IOweU by 2genio.us | PayMind |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | **Every 2 months** |
| Monetization | Ad-supported | — |
| Size | 48 MB | 12 MB |
| Requires iOS | 16.4 | **15.6** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Franco Wankerl](https://appshunter.io/developer/1519656198) | [Reaham Badr](https://appshunter.io/developer/1608776130) |

## What reviewers say

### IOweU by 2genio.us

[App page](https://appshunter.io/ios/app/ioweu-by-2genious/id1519656196)

Easily track money owed, borrowed items, favors, and tasks between friends, family, or roommates. Both parties can create and manage IOUs, with options for rewards on chores. Stop forgetting and start tracking your shared obligations.

**Highlights:** Track money, items, favors, and tasks, Either side can create IOUs, Full IOU lifecycle management, Optional rewards for tasks, Push notifications for updates, Add photos and animated GIFs

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PayMind

[App page](https://appshunter.io/ios/app/paymind/id6550914759)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is IOweU by 2genio.us free?

IOweU by 2genio.us is free to download, with no in-app purchases.

### Is PayMind free?

PayMind is free to download, with no in-app purchases.

### Do IOweU by 2genio.us or PayMind have ads?

IOweU by 2genio.us shows ads; PayMind does not.

### Which is updated more often, IOweU by 2genio.us or PayMind?

IOweU by 2genio.us ships an update every 4 months, and PayMind every 2 months. Most recently, IOweU by 2genio.us was updated on October 19, 2026 and PayMind on October 4, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*