# 和潤E指貸 vs 將來銀行 NEXT BANK

The clearest difference is iOS requirement: 將來銀行 NEXT BANK at 13.0 against 和潤E指貸's 16.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

和潤E指貸 ships an update every 2 months, 將來銀行 NEXT BANK monthly. The most recent releases landed on September 28, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | 和潤E指貸 | 將來銀行 NEXT BANK |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.0 (2 ratings)](https://appshunter.io/ios/app/next-bank/id1528472238/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | — | 34.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | — | Free |
| Size | 15 MB | 336 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [和潤企業股份有限公司](https://appshunter.io/developer/1490549647) | [NEXT BANK, LTD](https://appshunter.io/developer/1525351900) |

## What reviewers say

### 和潤E指貸

[App page](https://appshunter.io/ios/app/e/id1519722585)

**Features:** Vision Pro support

**In-app purchases:** none


### 將來銀行 NEXT BANK

[App page](https://appshunter.io/ios/app/next-bank/id1528472238)

A mobile banking app offering 24/7 financial services including account opening, savings acceleration, credit card rewards, and loan applications. It features customizable account numbers, a versatile debit card, a loyalty points system for spending discounts, and tools for managing personal finances and increasing savings interest.

**Highlights:** Customizable account numbers, All-in-one debit card (iPASS, ATM, VISA), Flexible loyalty points for discounts, Pocket accounts for budget management, Interest-boosting savings tools, Easy loan applications

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 😍 Video call customer service connected
- 💳 Excellent for first-time users
- 💸 Fee-free cross-account transfers
- 👍 Great customer service, fast and helpful
- 📊 Useful transaction details for budgeting

**What reviewers complain about**

- ❌ Video call verification often fails
- ❌ Customer service unreachable (phone/text)
- ❌ Transfer address field cannot paste
- ❌ Cursor jumps to end when editing text
- ❌ Video verification issues, app crashes

**Reported bugs**

- Video call verification not connecting
- Transfer address field not allowing paste
- Cursor behavior issue when editing text
- App crashes during video verification attempts
- Login screen freezes

**Requested features**

- Add a field for transaction remarks/notes
- Add loan payment reminders/notifications
- Add one-click read all messages function
- Add scheduled/预约 transfer function
- Add ability to search transaction details by date range


## Frequently asked questions

### Is 和潤E指貸 free?

和潤E指貸 is free to download, with no in-app purchases.

### Is 將來銀行 NEXT BANK free?

將來銀行 NEXT BANK is free to download, with no in-app purchases.

### Do 和潤E指貸 or 將來銀行 NEXT BANK have ads?

Neither 和潤E指貸 nor 將來銀行 NEXT BANK shows ads.

### Which is updated more often, 和潤E指貸 or 將來銀行 NEXT BANK?

和潤E指貸 ships an update every 2 months, and 將來銀行 NEXT BANK monthly. Most recently, 和潤E指貸 was updated on September 28, 2026 and 將來銀行 NEXT BANK on October 23, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*