# AppCoopeuch vs Cencosud Scotiabank

The clearest difference is ratings volume: AppCoopeuch at 132 against Cencosud Scotiabank's 3. AppCoopeuch also leads on review sentiment (38% vs 18%). Cencosud Scotiabank's advantage is rating (5.0 vs 4.8). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cencosud Scotiabank holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: AppCoopeuch has 132 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 38% of AppCoopeuch's written reviews are positive against 18% of Cencosud Scotiabank's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | AppCoopeuch | Cencosud Scotiabank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (132 ratings)](https://appshunter.io/ios/app/appcoopeuch/id1520619303/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/cencosud-scotiabank/id1528043621/reviews)** |
| Number of ratings | **132** | 3 |
| Positive reviews | **37.7% of reviews** | 18.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | Free |
| Size | 151 MB | 324 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Cooperativa del Personal de la Universidad de Chile ltda](https://appshunter.io/developer/1265896974) | [Scotiabank Chile](https://appshunter.io/developer/1110467870) |

## What reviewers say

### AppCoopeuch

[App page](https://appshunter.io/ios/app/appcoopeuch/id1520619303)

Manage personal and business finances with ease. Access accounts, apply for loans, make transfers, and invest securely from anywhere. Enjoy exclusive member benefits and financial tips.

**Highlights:** Account management, Transaction history, Biometric login, Card blocking, Fund transfers, Credit applications, Investment simulations

**Features:** Apple Wallet

**In-app purchases:** none


### Cencosud Scotiabank

[App page](https://appshunter.io/ios/app/cencosud-scotiabank/id1528043621)

Manage your credit card finances with instant digital card access, cash advances, and secure payment options. Control spending, block cards, and access statements easily.

**Highlights:** Instant digital card, Cash advance requests, Secure bill payments, Card management (block/renew), Debt reordering, Expense tracking, Download statements

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick payments
- 👍 Easy to use
- 👍 Intuitive interface
- 👍 Visible recent movements
- 👍 Clear payment status

**What reviewers complain about**

- 🐛 Payments not updated
- 🐛 App not usable
- 🐛 Facial recognition not working
- 🐛 Purchases not reflected immediately
- 🐛 Incorrect card status

**Reported bugs**

- Payments not updating, showing as current debt
- Facial recognition not functioning for login
- Purchases not reflecting immediately
- App not updated for iPhone 17 Pro Max
- App not downloadable after update prompt

**Requested features**

- Incorporate more user-friendly flows for benefits
- Improve the benefits section
- Add purchase notifications (push or email)
- Add app for Peru
- Improve info on offers, promotions, and discounts


## Frequently asked questions

### Is AppCoopeuch free?

AppCoopeuch is free to download, with no in-app purchases.

### Is Cencosud Scotiabank free?

Cencosud Scotiabank is free to download, with no in-app purchases.

### Which has better reviews, AppCoopeuch or Cencosud Scotiabank?

Cencosud Scotiabank is rated higher. AppCoopeuch averages 4.8 out of 5 from 132 ratings, while Cencosud Scotiabank averages 5.0 from 3 ratings.

### Do AppCoopeuch or Cencosud Scotiabank have ads?

Neither AppCoopeuch nor Cencosud Scotiabank shows ads.

### Which is updated more often, AppCoopeuch or Cencosud Scotiabank?

AppCoopeuch ships an update every 3 weeks, and Cencosud Scotiabank every 3 weeks. Most recently, AppCoopeuch was updated on October 27, 2026 and Cencosud Scotiabank on October 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*