# Circles vs Split My Paycheck

The clearest difference is update cadence: Split My Paycheck at every 6 days against Circles's every 5 months. Circles's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 17.0). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Circles against 5.0 for Split My Paycheck. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

Circles ships an update every 5 months, Split My Paycheck every 6 days. The most recent releases landed on October 29, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Circles | Split My Paycheck |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/circles-track-n-save/id1520967527/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/split-my-paycheck-budget-tool/id6758065548/reviews) |
| Number of ratings | 1 | **2** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 6 days** |
| Monetization | Free | Free |
| Size | 19 MB | 7 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | **iPhone, iPod, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Mario Matrone](https://appshunter.io/developer/1403882854) | [Jonathan Burks](https://appshunter.io/developer/1822879152) |

## What reviewers say

### Circles

[App page](https://appshunter.io/ios/app/circles-track-n-save/id1520967527)

This expense tracker app automatically divides your income into six distinct categories to help you manage your money effectively. It follows the principles of the six-jar system to promote awareness of spending habits and long-term savings.

**Highlights:** Automatic income splitting into 6 categories, Expense tracking, Money management awareness, Long-term savings goal support, Six jar system implementation

**In-app purchases:** none


### Split My Paycheck

[App page](https://appshunter.io/ios/app/split-my-paycheck-budget-tool/id6758065548)

Easily divide your income into a working budget using pre-set templates or custom categories. Track expenses in seconds and visualize your financial plan. No accounts, ads, or bank syncing required.

**Highlights:** Budget templates, Dollar allocation, Expense tracking, In-app tutorials, Data stays on device, No accounts or ads

**In-app purchases:** none


## Frequently asked questions

### Is Circles free?

Circles is free to download, with no in-app purchases.

### Is Split My Paycheck free?

Split My Paycheck is free to download, with no in-app purchases.

### Which has better reviews, Circles or Split My Paycheck?

Circles and Split My Paycheck are both rated 5.0 out of 5 on the App Store, from 1 and 2 ratings respectively.

### Do Circles or Split My Paycheck have ads?

Neither Circles nor Split My Paycheck shows ads.

### Which is updated more often, Circles or Split My Paycheck?

Circles ships an update every 5 months, and Split My Paycheck every 6 days. Most recently, Circles was updated on October 29, 2026 and Split My Paycheck on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*