# Sipay vs Pokus

The clearest difference is review sentiment: Sipay at 73% against Pokus's 18%. Sipay also leads on rating (4.6 vs 4.2) and update cadence (every 10 days vs every 6 weeks). Pokus's advantage is iOS requirement (12.0 vs 15.6). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Sipay holds the better App Store score, 4.6 against 4.2. Both are backed by a comparable volume of ratings — 38 and 20 respectively. Written reviews point the same way: 73% of Sipay's written reviews are positive against 18% of Pokus's.

Sipay ships an update every 10 days, Pokus every 6 weeks. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Sipay | Pokus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (38 ratings)](https://appshunter.io/ios/app/sipay/id1521140345/reviews)** | [4.2 (20 ratings)](https://appshunter.io/ios/app/pokus/id1532737959/reviews) |
| Number of ratings | **38** | 20 |
| Positive reviews | **72.7% of reviews** | 17.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 10 days** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 382 MB | 118 MB |
| Requires iOS | 15.6 | **12.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [SIPAY ELEKTRONIK PARA VE ODEME HIZMETLERI ANONIM SIRKETI](https://appshunter.io/developer/1519194677) | [TT Ödeme ve Elektronik Para Hizmetleri A.Ş.](https://appshunter.io/developer/1532737961) |

## What reviewers say

### Sipay

[App page](https://appshunter.io/ios/app/sipay/id1521140345)

Manage your finances from one place without a traditional bank account. Perform transactions like bill payments, money transfers, and precious metal trading securely. Earn cashback rewards on various purchases and access your financial reports.

**Highlights:** Manage finances from one place, Online and in-store shopping, Money transfers and bill payments, Buy and sell gold/silver, Findeks Risk Report access, Cashback rewards, Open Banking integration

**In-app purchases:** none


### Pokus

[App page](https://appshunter.io/ios/app/pokus/id1532737959)

Manage your shopping, gaming, and entertainment expenses with this app. Easily split bills with friends, make 24/7 money transfers, and pay bills without any fees. Enjoy contactless payments and exclusive discounts from your favorite brands.

**Highlights:** 24/7 money transfers, Bill splitting, Contactless payments, Deferred payment options, Exclusive discounts and campaigns, Free bill payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🤩 Impressive application
- 👍 Easy to use
- 🚀 Fast transactions
- ✅ Professional app

**What reviewers complain about**

- 😞 High commission rates
- 🐛 Frequent app crashes
- ❌ Login issues
- ⚠️ Incompatible with older iPhones
- 💸 Transfer fees too high

**Reported bugs**

- App crashes on startup
- Login fails even with correct information
- NFC reading not working
- Cannot upload documents (e.g., residence permit)
- App closes immediately after opening

**Requested features**

- QR code payment system
- NFC payment option
- English language support
- Higher transaction limits
- Lower commission rates


## Frequently asked questions

### Is Sipay free?

Sipay is free to download, with no in-app purchases.

### Is Pokus free?

Pokus is free to download, with no in-app purchases.

### Which has better reviews, Sipay or Pokus?

Sipay is rated higher. Sipay averages 4.6 out of 5 from 38 ratings, while Pokus averages 4.2 from 20 ratings.

### Do Sipay or Pokus have ads?

Neither Sipay nor Pokus shows ads.

### Which is updated more often, Sipay or Pokus?

Sipay ships an update every 10 days, and Pokus every 6 weeks. Most recently, Sipay was updated on October 25, 2026 and Pokus on October 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*