# Sipay vs letim

The clearest difference is rating: Sipay at 4.6 against letim's 2.8. Sipay also leads on review sentiment (73% vs 34%) and update cadence (every 8 days vs monthly). letim's advantage is iOS requirement (13.4 vs 15.6). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Sipay holds the better App Store score, 4.6 against 2.8. Both are backed by a comparable volume of ratings — 38 and 57 respectively. Written reviews point the same way: 73% of Sipay's written reviews are positive against 34% of letim's.

Sipay ships an update every 8 days, letim monthly. The most recent releases landed on September 22, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | Sipay | letim |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (38 ratings)](https://appshunter.io/ios/app/sipay/id1521140345/reviews)** | [2.8 (57 ratings)](https://appshunter.io/ios/app/letim/id1669498895/reviews) |
| Number of ratings | 38 | **57** |
| Positive reviews | **72.7% of reviews** | 33.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 8 days** | Monthly |
| Monetization | Free | Free |
| Size | 385 MB | 53 MB |
| Requires iOS | 15.6 | **13.4** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [SIPAY ELEKTRONIK PARA VE ODEME HIZMETLERI ANONIM SIRKETI](https://appshunter.io/developer/1519194677) | [Moneybo Kurumsal Hizmetler A.Ş.](https://appshunter.io/developer/1669498897) |

## What reviewers say

### Sipay

[App page](https://appshunter.io/ios/app/sipay/id1521140345)

Manage your finances from one place without a traditional bank account. Perform transactions like bill payments, money transfers, and precious metal trading securely. Earn cashback rewards on various purchases and access your financial reports.

**Highlights:** Manage finances from one place, Online and in-store shopping, Money transfers and bill payments, Buy and sell gold/silver, Findeks Risk Report access, Cashback rewards, Open Banking integration

**In-app purchases:** none


### letim

[App page](https://appshunter.io/ios/app/letim/id1669498895)

A secure digital wallet designed for travelers in Türkiye. Easily manage payments with a virtual pre-paid card and QR code technology, eliminating the need for cash or physical credit cards. Enjoy a seamless and worry-free shopping experience throughout your trip.

**Highlights:** Virtual pre-paid card, QR code payments, Secure top-up feature, ATM withdrawals via QR code, Digital onboarding, Wide acceptance in Türkiye

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Sipay free?

Sipay is free to download, with no in-app purchases.

### Is letim free?

letim is free to download, with no in-app purchases.

### Which has better reviews, Sipay or letim?

Sipay is rated higher. Sipay averages 4.6 out of 5 from 38 ratings, while letim averages 2.8 from 57 ratings.

### Do Sipay or letim have ads?

Neither Sipay nor letim shows ads.

### Which is updated more often, Sipay or letim?

Sipay ships an update every 8 days, and letim monthly. Most recently, Sipay was updated on September 22, 2026 and letim on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*