# Sipay vs Rubikpara

The clearest difference is update cadence: Sipay at every 8 days against Rubikpara's every 4 weeks. On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Sipay ships an update every 8 days, Rubikpara every 4 weeks. The most recent releases landed on September 22, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | Sipay | Rubikpara |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (38 ratings)](https://appshunter.io/ios/app/sipay/id1521140345/reviews)** | — |
| Number of ratings | **38** | — |
| Positive reviews | **72.7% of reviews** | 66.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 8 days** | Every 4 weeks |
| Monetization | Free | Free |
| Size | 385 MB | 199 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [SIPAY ELEKTRONIK PARA VE ODEME HIZMETLERI ANONIM SIRKETI](https://appshunter.io/developer/1519194677) | [RUBIK ELEKTRONIK PARA VE ODEME HIZMETLERI ANONIM SIRKETI](https://appshunter.io/developer/1693784211) |

## What reviewers say

### Sipay

[App page](https://appshunter.io/ios/app/sipay/id1521140345)

Manage your finances from one place without a traditional bank account. Perform transactions like bill payments, money transfers, and precious metal trading securely. Earn cashback rewards on various purchases and access your financial reports.

**Highlights:** Manage finances from one place, Online and in-store shopping, Money transfers and bill payments, Buy and sell gold/silver, Findeks Risk Report access, Cashback rewards, Open Banking integration

**In-app purchases:** none


### Rubikpara

[App page](https://appshunter.io/ios/app/rubikpara/id6450535080)

Manage your finances with ease. Open a free account, send money, perform transactions, and join campaigns. This regulated electronic money institution offers convenient financial services.

**Highlights:** Free account opening, Deposit and withdraw money, Send and receive money 24/7, QR code transactions, Participate in campaigns, Regulated by Central Bank of Turkey

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Sipay free?

Sipay is free to download, with no in-app purchases.

### Is Rubikpara free?

Rubikpara is free to download, with no in-app purchases.

### Do Sipay or Rubikpara have ads?

Neither Sipay nor Rubikpara shows ads.

### Which is updated more often, Sipay or Rubikpara?

Sipay ships an update every 8 days, and Rubikpara every 4 weeks. Most recently, Sipay was updated on September 22, 2026 and Rubikpara on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*