# Sipay vs SaveFlow

The clearest difference is in-app purchases: Sipay at none against SaveFlow's 2. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. SaveFlow sells 2 in-app purchases, starting at $4.99 per month. Sipay asks for nothing beyond the download.

Sipay ships an update every 8 days, SaveFlow weekly. The most recent releases landed on September 22, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Sipay | SaveFlow |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (38 ratings)](https://appshunter.io/ios/app/sipay/id1521140345/reviews)** | — |
| Number of ratings | **38** | — |
| Positive reviews | 72.7% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 8 days | **Weekly** |
| Monetization | Free | — |
| Size | 385 MB | 42 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [SIPAY ELEKTRONIK PARA VE ODEME HIZMETLERI ANONIM SIRKETI](https://appshunter.io/developer/1519194677) | [Muhammed Bekir Bostanci](https://appshunter.io/developer/1873439427) |

## What reviewers say

### Sipay

[App page](https://appshunter.io/ios/app/sipay/id1521140345)

Manage your finances from one place without a traditional bank account. Perform transactions like bill payments, money transfers, and precious metal trading securely. Earn cashback rewards on various purchases and access your financial reports.

**Highlights:** Manage finances from one place, Online and in-store shopping, Money transfers and bill payments, Buy and sell gold/silver, Findeks Risk Report access, Cashback rewards, Open Banking integration

**In-app purchases:** none


### SaveFlow

[App page](https://appshunter.io/ios/app/saveflow-budget-tracker/id6761657620)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SaveFlow Premium Monthly | $4.99 | per month |
| SaveFlow Premium Yearly | $29.99 | per year |


## Frequently asked questions

### Is Sipay free?

Sipay is free to download, with no in-app purchases.

### Is SaveFlow free?

SaveFlow is free to download, with in-app purchases available.

### Do Sipay or SaveFlow have ads?

Neither Sipay nor SaveFlow shows ads.

### Which is updated more often, Sipay or SaveFlow?

Sipay ships an update every 8 days, and SaveFlow weekly. Most recently, Sipay was updated on September 22, 2026 and SaveFlow on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*