# Sipay vs PayQos

Sipay and PayQos are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Sipay ships an update every 8 days, PayQos weekly. The most recent releases landed on October 9, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | Sipay | PayQos |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (38 ratings)](https://appshunter.io/ios/app/sipay/id1521140345/reviews)** | — |
| Number of ratings | **38** | — |
| Positive reviews | 72.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 8 days | **Weekly** |
| Monetization | Free | — |
| Size | 385 MB | 88 MB |
| Requires iOS | **15.6** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [SIPAY ELEKTRONIK PARA VE ODEME HIZMETLERI ANONIM SIRKETI](https://appshunter.io/developer/1519194677) | [Baran Mustafa Sumer](https://appshunter.io/developer/1818625460) |

## What reviewers say

### Sipay

[App page](https://appshunter.io/ios/app/sipay/id1521140345)

Manage your finances from one place without a traditional bank account. Perform transactions like bill payments, money transfers, and precious metal trading securely. Earn cashback rewards on various purchases and access your financial reports.

**Highlights:** Manage finances from one place, Online and in-store shopping, Money transfers and bill payments, Buy and sell gold/silver, Findeks Risk Report access, Cashback rewards, Open Banking integration

**In-app purchases:** none


### PayQos

[App page](https://appshunter.io/ios/app/payqos/id6815903504)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Sipay free?

Sipay is free to download, with no in-app purchases.

### Is PayQos free?

PayQos is free to download, with no in-app purchases.

### Do Sipay or PayQos have ads?

Neither Sipay nor PayQos shows ads.

### Which is updated more often, Sipay or PayQos?

Sipay ships an update every 8 days, and PayQos weekly. Most recently, Sipay was updated on October 9, 2026 and PayQos on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*