# PolyPay vs Retirable

The clearest difference is ads: PolyPay at none against Retirable's shown. PolyPay also leads on iOS requirement (13.4 vs 15.5). Retirable's advantage is update cadence (every 8 months vs every 19 months). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PolyPay ships an update every 19 months, Retirable every 8 months. The most recent releases landed on October 3, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | PolyPay | Retirable |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (3 ratings)](https://appshunter.io/ios/app/polypay/id1521223331/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 19 months | **Every 8 months** |
| Monetization | Free | — |
| Size | 14 MB | 10 MB |
| Requires iOS | **13.4** | 15.5 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Poly Pay Inc.](https://appshunter.io/developer/1520592579) | [Retirable Inc.](https://appshunter.io/developer/1705098761) |

## What reviewers say

### PolyPay

[App page](https://appshunter.io/ios/app/polypay/id1521223331)

Exchange unwanted gift cards for ones you prefer. This platform connects you with others to swap gift cards, preventing them from going to waste. Easily convert unused credit into funds for brands you actually want to shop with.

**Highlights:** Exchange unwanted gift cards, Swap gift cards with partners, Convert unused credit, Secure platform, Access desired brands

**Features:** macOS Compatibility

**In-app purchases:** none


### Retirable

[App page](https://appshunter.io/ios/app/retirable/id6463821444)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PolyPay free?

PolyPay is free to download, with no in-app purchases.

### Is Retirable free?

Retirable is free to download, with no in-app purchases.

### Do PolyPay or Retirable have ads?

Retirable shows ads; PolyPay does not.

### Which is updated more often, PolyPay or Retirable?

PolyPay ships an update every 19 months, and Retirable every 8 months. Most recently, PolyPay was updated on October 3, 2026 and Retirable on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*