# PolyPay vs Multik by Exantech

The clearest difference is update cadence: Multik by Exantech at every 5 months against PolyPay's every 19 months. PolyPay's advantage is iOS requirement (13.4 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PolyPay ships an update every 19 months, Multik by Exantech every 5 months. Both last shipped on October 3, 2026.

## The numbers

| Metric | PolyPay | Multik by Exantech |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (3 ratings)](https://appshunter.io/ios/app/polypay/id1521223331/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 19 months | **Every 5 months** |
| Monetization | Free | — |
| Size | 14 MB | 83 MB |
| Requires iOS | **13.4** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Poly Pay Inc.](https://appshunter.io/developer/1520592579) | [Exantech Ltd.](https://appshunter.io/developer/1504918144) |

## What reviewers say

### PolyPay

[App page](https://appshunter.io/ios/app/polypay/id1521223331)

Exchange unwanted gift cards for ones you prefer. This platform connects you with others to swap gift cards, preventing them from going to waste. Easily convert unused credit into funds for brands you actually want to shop with.

**Highlights:** Exchange unwanted gift cards, Swap gift cards with partners, Convert unused credit, Secure platform, Access desired brands

**Features:** macOS Compatibility

**In-app purchases:** none


### Multik by Exantech

[App page](https://appshunter.io/ios/app/multik-by-exantech/id6741212535)

**In-app purchases:** none


## Frequently asked questions

### Is PolyPay free?

PolyPay is free to download, with no in-app purchases.

### Is Multik by Exantech free?

Multik by Exantech is free to download, with no in-app purchases.

### Do PolyPay or Multik by Exantech have ads?

Neither PolyPay nor Multik by Exantech shows ads.

### Which is updated more often, PolyPay or Multik by Exantech?

PolyPay ships an update every 19 months, and Multik by Exantech every 5 months. Most recently, PolyPay was updated on October 3, 2026 and Multik by Exantech on October 3, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*