# PolyPay vs Samaj Kalyan iSmart

The clearest difference is update cadence: Samaj Kalyan iSmart at every 7 months against PolyPay's every 19 months. PolyPay's advantage is iOS requirement (13.4 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PolyPay ships an update every 19 months, Samaj Kalyan iSmart every 7 months. The most recent releases landed on October 3, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | PolyPay | Samaj Kalyan iSmart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (3 ratings)](https://appshunter.io/ios/app/polypay/id1521223331/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 19 months | **Every 7 months** |
| Monetization | Free | — |
| Size | 14 MB | 82 MB |
| Requires iOS | **13.4** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Poly Pay Inc.](https://appshunter.io/developer/1520592579) | [Devanasoft Pvt Ltd](https://appshunter.io/developer/1694777395) |

## What reviewers say

### PolyPay

[App page](https://appshunter.io/ios/app/polypay/id1521223331)

Exchange unwanted gift cards for ones you prefer. This platform connects you with others to swap gift cards, preventing them from going to waste. Easily convert unused credit into funds for brands you actually want to shop with.

**Highlights:** Exchange unwanted gift cards, Swap gift cards with partners, Convert unused credit, Secure platform, Access desired brands

**Features:** macOS Compatibility

**In-app purchases:** none


### Samaj Kalyan iSmart

[App page](https://appshunter.io/ios/app/samaj-kalyan-ismart/id6749818693)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PolyPay free?

PolyPay is free to download, with no in-app purchases.

### Is Samaj Kalyan iSmart free?

Samaj Kalyan iSmart is free to download, with no in-app purchases.

### Do PolyPay or Samaj Kalyan iSmart have ads?

Neither PolyPay nor Samaj Kalyan iSmart shows ads.

### Which is updated more often, PolyPay or Samaj Kalyan iSmart?

PolyPay ships an update every 19 months, and Samaj Kalyan iSmart every 7 months. Most recently, PolyPay was updated on October 3, 2026 and Samaj Kalyan iSmart on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*