# PayCentral vs TymeBank

The clearest difference is iOS requirement: TymeBank at 13.0 against PayCentral's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | PayCentral | TymeBank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.4 (43 ratings)](https://appshunter.io/ios/app/tymebank/id1546033972/reviews)** |
| Number of ratings | — | **43** |
| Positive reviews | — | 40.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | — | Free |
| Size | 46 MB | 292 MB |
| Requires iOS | 15.1 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [PayCentral (Pty) Ltd](https://appshunter.io/developer/1521347839) | [Tyme Bank Ltd](https://appshunter.io/developer/1316354917) |

## What reviewers say

### PayCentral

[App page](https://appshunter.io/ios/app/paycentral-app/id1521347837)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### TymeBank

[App page](https://appshunter.io/ios/app/tymebank/id1546033972)

This banking app offers a streamlined and secure way to manage your finances. Enjoy high interest rates on savings, free instant payments, and a personalized debit card for local and international use. Experience smart, simple banking with no monthly fees.

**Highlights:** Earn up to 10% interest with GoalSave, Free instant payments, Free personalized GoTyme Bank Visa debit card, Faster, more secure banking experience, No monthly fees, No paperwork

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PayCentral free?

PayCentral is free to download, with no in-app purchases.

### Is TymeBank free?

TymeBank is free to download, with no in-app purchases.

### Do PayCentral or TymeBank have ads?

Neither PayCentral nor TymeBank shows ads.

### Which is updated more often, PayCentral or TymeBank?

PayCentral ships an update monthly, and TymeBank monthly. Most recently, PayCentral was updated on November 7, 2026 and TymeBank on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*