# PayCentral vs PayoCard

The clearest difference is iOS requirement: PayoCard at 13.0 against PayCentral's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayCentral ships an update monthly, PayoCard every 2 months. The most recent releases landed on October 6, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | PayCentral | PayoCard |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Size | 46 MB | 40 MB |
| Requires iOS | 15.1 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PayCentral (Pty) Ltd](https://appshunter.io/developer/1521347839) | [MeaWallet AS](https://appshunter.io/developer/924533344) |

## What reviewers say

### PayCentral

[App page](https://appshunter.io/ios/app/paycentral-app/id1521347837)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PayoCard

[App page](https://appshunter.io/ios/app/payocard/id6740332696)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PayCentral free?

PayCentral is free to download, with no in-app purchases.

### Is PayoCard free?

PayoCard is free to download, with no in-app purchases.

### Do PayCentral or PayoCard have ads?

Neither PayCentral nor PayoCard shows ads.

### Which is updated more often, PayCentral or PayoCard?

PayCentral ships an update monthly, and PayoCard every 2 months. Most recently, PayCentral was updated on October 6, 2026 and PayoCard on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*