# IDFC FIRST Bank vs TMB MBank

The clearest difference is rating: IDFC FIRST Bank at 4.8 against TMB MBank's 4.0. IDFC FIRST Bank also leads on ratings volume (3.1K vs 10) and update cadence (fortnightly vs every 2 months). TMB MBank's advantage is monetization model (free vs free with in-app purchases) and review sentiment (72% vs 53%). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IDFC FIRST Bank holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: IDFC FIRST Bank has 3.1K ratings behind it against 10, so its average is the more settled of the two. Written reviews complicate that: 53% of IDFC FIRST Bank's written reviews are positive against 72% of TMB MBank's, so the app with the better star average is not the one people write more warmly about.

IDFC FIRST Bank ships an update fortnightly, TMB MBank every 2 months. The most recent releases landed on October 13, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | IDFC FIRST Bank | TMB MBank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (3.1K ratings)](https://appshunter.io/ios/app/idfc-first-bank-mobilebanking/id1521443352/reviews)** | [4.0 (10 ratings)](https://appshunter.io/ios/app/tmb-mbank/id1585648913/reviews) |
| Number of ratings | **3.1K** | 10 |
| Positive reviews | 52.9% of reviews | **72.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 256 MB | 144 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [IDFC FIRST BANK LTD](https://appshunter.io/developer/1090320551) | [Tamilnad Mercantile Bank](https://appshunter.io/developer/901809082) |

## What reviewers say

### IDFC FIRST Bank

[App page](https://appshunter.io/ios/app/idfc-first-bank-mobilebanking/id1521443352)

Manage your finances with a comprehensive mobile banking app. Perform instant payments, track expenses, build wealth through investments, and access loans and insurance. Enjoy zero-fee banking services and personalized offers.

**Highlights:** One-Swipe Banking for account management, Instant payments and UPI transfers, Zero fee banking services, Expense tracking and categorization, Investment portfolio management, Instant personal loans, In-app flight & hotel booking

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient mobile banking
- 🚀 Fast and smooth app experience
- 💡 Useful features like bulk transfers
- 👍 Excellent user interface and navigation

**What reviewers complain about**

- 🐛 Frequent app crashes and bugs
- 🔒 Mandatory SIM binding issues for NRI users
- 👎 Poor customer service, especially for NRI accounts
- 🐛 Compatibility issues with newer devices and OS versions

**Reported bugs**

- Login screen freezes and infinite loops
- App not working on WiFi, only on mobile data
- Issues with adding payees and transferring funds
- Notifications and app updates not working properly

**Requested features**

- Display exchange rates for NRE/NRO account transfers
- Add support for iPads and larger screen devices
- Improve security without compromising user experience
- Provide better options for international customers


### TMB MBank

[App page](https://appshunter.io/ios/app/tmb-mbank/id1585648913)

Manage your bank accounts, perform transactions, and open deposits 24/7 from your mobile device. The app allows you to monitor balances, transfer funds, pay bills, and manage your debit card with ease.

**Highlights:** Monitor account balances, Perform money transfers, Pay bills and recharge services, Open and manage deposits, Manage debit card settings, Find nearest ATMs and branches

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is IDFC FIRST Bank free?

IDFC FIRST Bank is free to download, with no in-app purchases.

### Is TMB MBank free?

TMB MBank is free to download, with no in-app purchases.

### Which has better reviews, IDFC FIRST Bank or TMB MBank?

IDFC FIRST Bank is rated higher. IDFC FIRST Bank averages 4.8 out of 5 from 3.1K ratings, while TMB MBank averages 4.0 from 10 ratings.

### Do IDFC FIRST Bank or TMB MBank have ads?

Neither IDFC FIRST Bank nor TMB MBank shows ads.

### Which is updated more often, IDFC FIRST Bank or TMB MBank?

IDFC FIRST Bank ships an update fortnightly, and TMB MBank every 2 months. Most recently, IDFC FIRST Bank was updated on October 13, 2026 and TMB MBank on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*