# IDFC FIRST Bank vs MySGI

The clearest difference is review sentiment: IDFC FIRST Bank at 53% against MySGI's 0%. IDFC FIRST Bank also leads on update cadence (fortnightly vs every 2 months). MySGI's advantage is device support (3 vs 1) and iOS requirement (15.6 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IDFC FIRST Bank ships an update fortnightly, MySGI every 2 months. Both last shipped on November 3, 2026.

## The numbers

| Metric | IDFC FIRST Bank | MySGI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (3.2K ratings)](https://appshunter.io/ios/app/idfc-first-bank-mobilebanking/id1521443352/reviews)** | — |
| Number of ratings | **3.2K** | — |
| Positive reviews | **53.1% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free | Free |
| Size | 262 MB | 78 MB |
| Requires iOS | 17.0 | **15.6** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [IDFC FIRST BANK LTD](https://appshunter.io/developer/1090320551) | [Shriram General Insurance Company Limited](https://appshunter.io/developer/1654154091) |

## What reviewers say

### IDFC FIRST Bank

[App page](https://appshunter.io/ios/app/idfc-first-bank-mobilebanking/id1521443352)

Manage your finances with a comprehensive mobile banking app. Perform instant payments, track expenses, invest in mutual funds, and access personalized offers. Enjoy zero-fee services and secure transactions.

**Highlights:** One-Swipe account management, Instant payments and transfers, Zero fee banking services, Expense tracking and categorization, Investment portfolio management, Instant personal loans, In-app flight & hotel booking

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient mobile banking
- 🚀 Fast and smooth app experience
- 💡 Useful features like bulk transfers
- 👍 Excellent user interface and navigation

**What reviewers complain about**

- 🐛 Frequent app crashes and bugs
- 🔒 Mandatory SIM binding issues for NRI users
- 👎 Poor customer service, especially for NRI accounts
- 🐛 Compatibility issues with newer devices and OS versions

**Reported bugs**

- Login screen freezes and infinite loops
- App not working on WiFi, only on mobile data
- Issues with adding payees and transferring funds
- Notifications and app updates not working properly

**Requested features**

- Display exchange rates for NRE/NRO account transfers
- Add support for iPads and larger screen devices
- Improve security without compromising user experience
- Provide better options for international customers


### MySGI

[App page](https://appshunter.io/ios/app/mysgi/id6449516271)

Manage your insurance policies with ease, accessing details, documents, and renewal reminders. The app simplifies the claims process, allowing you to lodge and track claims seamlessly with 24/7 support available.

**Highlights:** Policy details access, Coverage information, Document access, Renewal reminders, Claims lodging, Claims tracking, 24/7 support

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is IDFC FIRST Bank free?

IDFC FIRST Bank is free to download, with no in-app purchases.

### Is MySGI free?

MySGI is free to download, with no in-app purchases.

### Do IDFC FIRST Bank or MySGI have ads?

Neither IDFC FIRST Bank nor MySGI shows ads.

### Which is updated more often, IDFC FIRST Bank or MySGI?

IDFC FIRST Bank ships an update fortnightly, and MySGI every 2 months. Most recently, IDFC FIRST Bank was updated on November 3, 2026 and MySGI on November 3, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*