# BNAtic vs BNAPAY

The clearest difference is rating: BNAtic at 3.1 against BNAPAY's 1.0. BNAtic also leads on ratings volume (8 vs 1). BNAPAY's advantage is update cadence (fortnightly vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BNAtic holds the better App Store score, 3.1 against 1.0. That said, the two scores are not equally well evidenced: BNAtic has 8 ratings behind it against 1, so its average is the more settled of the two.

BNAtic ships an update every 3 months, BNAPAY fortnightly. The most recent releases landed on October 11, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | BNAtic | BNAPAY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.1 (8 ratings)](https://appshunter.io/ios/app/bnatic-bna/id1521474032/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/bnapay/id1625715421/reviews) |
| Number of ratings | **8** | 1 |
| Positive reviews | 7.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 22 MB | 81 MB |
| Requires iOS | 13.0 | **12.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [BANQUE NATIONALE DALGERIE](https://appshunter.io/developer/1521474034) | [BANQUE NAIONALE AGRICOLE(BNA)](https://appshunter.io/developer/1524454607) |

## What reviewers say

### BNAtic

[App page](https://appshunter.io/ios/app/bnatic-bna/id1521474032)

Access your bank accounts and perform transactions securely from anywhere. View balances, transaction history, exchange rates, and manage your cards. Communicate with your bank through messaging and locate branches on a map.

**Highlights:** Account balance and transaction history, Search transaction history, View and share RIB, Currency exchange rates, Secure messaging with bank, Card management and opposition, Fund transfers and remittances, Branch locator on map

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### BNAPAY

[App page](https://appshunter.io/ios/app/bnapay/id1625715421)

This finance app allows users to securely check their transaction history and pay merchants at any time, from anywhere. To use its features, you must be registered for the BNAPAY service and have a Tunisian bank card.

**Highlights:** Transaction history consultation, Merchant payments, Secure operations, 24/7 accessibility, BNAPAY service registration

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is BNAtic free?

BNAtic is free to download, with no in-app purchases.

### Is BNAPAY free?

BNAPAY is free to download, with no in-app purchases.

### Which has better reviews, BNAtic or BNAPAY?

BNAtic is rated higher. BNAtic averages 3.1 out of 5 from 8 ratings, while BNAPAY averages 1.0 from 1 ratings.

### Do BNAtic or BNAPAY have ads?

Neither BNAtic nor BNAPAY shows ads.

### Which is updated more often, BNAtic or BNAPAY?

BNAtic ships an update every 3 months, and BNAPAY fortnightly. Most recently, BNAtic was updated on October 11, 2026 and BNAPAY on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*