# PGM Manager vs Expense Tracker

The clearest difference is in-app purchases: PGM Manager at none against Expense Tracker's 5. PGM Manager also leads on iOS requirement (11.0 vs 14.0). Expense Tracker's advantage is update cadence (every 10 days vs every 9 months). On price, ads and device support there is nothing between them.

Both are free to download. Expense Tracker sells 5 in-app purchases, starting at $2.99 per 7 days. PGM Manager asks for nothing beyond the download.

PGM Manager ships an update every 9 months, Expense Tracker every 10 days. The most recent releases landed on September 12, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | PGM Manager | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.5 (24 ratings)](https://appshunter.io/ios/app/expense-tracker-finflo/id6741395623/reviews)** |
| Number of ratings | — | **24** |
| Positive reviews | — | 80.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 9 months | **Every 10 days** |
| Monetization | — | Free with in-app purchases |
| Size | 18 MB | 123 MB |
| Requires iOS | **11.0** | 14.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Jimmy Pewtress](https://appshunter.io/developer/372586297) | [AppWrapp](https://appshunter.io/developer/1733339396) |

## What reviewers say

### PGM Manager

[App page](https://appshunter.io/ios/app/pgm-manager/id1521545429)

**In-app purchases:** none


### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-finflo/id6741395623)

Effortlessly track daily expenses, manage budgets, and gain financial insights with smart categorization and AI-powered recommendations. Scan receipts, manage debt, and visualize your financial health with beautiful reports. Export your data in multiple formats for comprehensive financial planning.

**Highlights:** Daily and monthly expense tracking, Receipt scanning with AI extraction, Smart budget management with alerts, Debt management and payoff tracking, Advanced financial insights and reports, Data export in CSV, PDF, Excel, Support for 162+ currencies

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Pro | $2.99 | per 7 days |
| Monthly Pro | $6.99 | per month |
| Annual Pro | $49.99 | per year |
| Yearly Pro Trial | $49.99 | per year |
| Lifetime Pro | $99.00 | one-time |


## Frequently asked questions

### Is PGM Manager free?

PGM Manager is free to download, with no in-app purchases.

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Do PGM Manager or Expense Tracker have ads?

Neither PGM Manager nor Expense Tracker shows ads.

### Which is updated more often, PGM Manager or Expense Tracker?

PGM Manager ships an update every 9 months, and Expense Tracker every 10 days. Most recently, PGM Manager was updated on September 12, 2026 and Expense Tracker on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*