# Rural 1st vs Texas Farm Credit Application

The clearest difference is rating: Texas Farm Credit Application at 5.0 against Rural 1st's 4.6. Texas Farm Credit Application also leads on monetization model (free vs free with in-app purchases) and update cadence (every 3 months vs every 7 months). Rural 1st's advantage is ratings volume (1.1K vs 2) and iOS requirement (15.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Texas Farm Credit Application holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Rural 1st has 1.1K ratings behind it against 2, so its average is the more settled of the two.

Rural 1st ships an update every 7 months, Texas Farm Credit Application every 3 months. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Rural 1st | Texas Farm Credit Application |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (1.1K ratings)](https://appshunter.io/ios/app/rural-1st/id1521676327/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/texas-farm-credit-application/id6445877938/reviews)** |
| Number of ratings | **1.1K** | 2 |
| Positive reviews | 38.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 7 months | **Every 3 months** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 55 MB | 102 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Farm Credit Mid-America](https://appshunter.io/developer/1480903515) | [Texas Farm Credit Services](https://appshunter.io/developer/1674439215) |

## What reviewers say

### Rural 1st

[App page](https://appshunter.io/ios/app/rural-1st/id1521676327)

Manage your finances easily and securely on any device. This app offers comprehensive tools for intuitive financial management, including integration with popular accounting software. Access your accounts 24/7 with your existing online banking credentials.

**Highlights:** Cross-device account access, Accounting platform integration, Secure financial management, 24/7 availability, Existing username/password login

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Texas Farm Credit Application

[App page](https://appshunter.io/ios/app/texas-farm-credit-application/id6445877938)

This app simplifies the loan application process by allowing users to compare lending scenarios, calculate savings from refinancing, and determine affordability. It also enables document scanning and uploading to expedite approvals and provides easy access to lender contact information.

**Highlights:** Compare lending scenarios, Calculate refinancing savings, Determine affordability, Scan and upload documents, Access lender contact information

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Rural 1st free?

Rural 1st is free to download, with no in-app purchases.

### Is Texas Farm Credit Application free?

Texas Farm Credit Application is free to download, with no in-app purchases.

### Which has better reviews, Rural 1st or Texas Farm Credit Application?

Texas Farm Credit Application is rated higher. Rural 1st averages 4.6 out of 5 from 1.1K ratings, while Texas Farm Credit Application averages 5.0 from 2 ratings.

### Do Rural 1st or Texas Farm Credit Application have ads?

Neither Rural 1st nor Texas Farm Credit Application shows ads.

### Which is updated more often, Rural 1st or Texas Farm Credit Application?

Rural 1st ships an update every 7 months, and Texas Farm Credit Application every 3 months. Most recently, Rural 1st was updated on November 7, 2026 and Texas Farm Credit Application on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*