DarkBook vs Cash Predict

【Inspiration】 The idea is “highlight and focus.” When using everyday editing software, the author always chooses a dark, eye-friendly palette if given the choice. It reduces visual fatigue and makes text stand out. Bookkeeping apps work the same way. The two times I record expenses most often are (1) right after a transaction and (2) before bed—one in bright light, one in dim light. In both cases, a high-contrast dark theme brings the content forward. That is why DarkBook was built: optimized for dark mode, with a simplified interface that keeps text at the center and creates a more focused space for tracking your money. 【Features】 Optimized dark theme: carefully tuned dark palettes for long sessions, plus multiple themes (including light themes) you can switch anytime. Offline on device: your data stays on your device. No sign-up required—start tracking right away. Quick entry: gesture support and fewer steps; built-in calculator keys (+ − × ÷) help you log faster. Multiple books: life, work, travel, baby… keep a separate book for each scenario. Multiple accounts: manage cash, credit cards, and virtual-currency accounts separately. Multiple members: tag spending for yourself, your partner, children, or parents. Multiple currencies: support for major world currencies and virtual currencies, with rates and conversion. Income & expense analysis: custom date ranges show where money went, to whom, and from which account. Asset trends: track assets and net worth over time. Budgets: set budgets for your book and expense categories. Account transfers: a small feature, but closer to how money really moves. Bill search: find entries by note, amount, or account; filter by date, category, member, and more. CSV import/export: export bills to CSV for editing on a computer, or import in bulk. iCloud backup: back up to iCloud and sync across devices signed in with the same Apple ID. Clean and ad-free: we do not want ads to get in your way. 【Auto-renewable subscription】 1. Subscription service: a subscription means service fees are charged on a recurring basis. An annual plan is currently available. Your subscription renews automatically within 24 hours before the end of each period unless you turn off auto-renewal or we discontinue the service. 2. Price: the annual subscription price is shown in the App Store for your region and may change during promotions. If you subscribe, any new price applies in the next billing period. Payment is charged to your Apple ID upon confirmation. 3. Refunds: fees for the current billing period are generally non-refundable, subject to Apple Media Services Terms and applicable local law. If a free trial is offered, cancel before it ends to avoid being charged. 4. Cancel subscription: subscriptions renew automatically. To avoid renewal, turn off auto-renewal at least 24 hours before the current period ends. Manage or cancel in Settings > Apple ID > Subscriptions. 【Terms】 Terms of Use: https://www.zotiger.com/darkbook-terms-of-use-en Privacy Policy: https://www.zotiger.com/darkbook-privacy-en 【Contact】 Email: service@zotiger.com

Know what your money can do next. Cash Predict helps you see your future balance, stay ahead of bills, and plan for the life you want. Start with your current account balances, add your expected income and scheduled payments, and see how your finances could change over the coming months and years. SEE YOUR CASH FLOW AHEAD Forecast daily balances up to one year ahead. See when money is coming in, when bills are due, and where a cash shortfall could appear. Adjust your plan and see the effect on your savings and net worth. EXPLORE UP TO 30 YEARS Future Outlook takes your plan further. Explore projections from 5 to 30 years, adjust inflation, income growth, and savings returns, and see how scheduled commitments ending could affect your future finances. ASK SIRI AND BUILD SHORTCUTS Check account balances, upcoming bills, financial reports, goals, and forecasts. Update balances, record daily spending, and mark scheduled bills as paid or income as received. Test a one-time purchase or monthly income change against your cash flow before changing your plan. Open-ended financial questions require Apple Intelligence on a supported device running iOS 27 or later. UNDERSTAND YOUR FINANCIAL PICTURE See actual versus budgeted totals, recorded net worth progress, and interactive cash flow, savings, and category charts. Get insights about projected shortfalls, emergency savings, debt, and progress toward your goals. KEEP ACCOUNTS AND BILLS ORGANIZED Manage cash, savings, credit cards, debt, and other assets in one place. Set savings goals, schedule recurring income, expenses, and transfers, and choose reminders for upcoming payments. EXPLORE YOUR OPTIONS See how a new expense, a pay rise, or a larger savings contribution could change your forecast. Export your one-year budget to your preferred AI app when you want to explore it further. EASY TO START, EASY TO KEEP CURRENT Guided setup helps you create your starting budget. Keep balances updated without connecting your bank. Use widgets for a quick look at your forecast and upcoming bills, and sync your financial records between devices through iCloud. NO ACCOUNT OR BANK LOGIN REQUIRED Your financial records are stored on your devices and synced through iCloud. You choose whether to export them to another app; that service's privacy practices apply when you share. FREE TO USE, OPTIONAL PLUS Use Cash Predict with ads, or choose the optional Plus subscription for an ad-free experience and to support continued development. Plus is an annual auto-renewing subscription. Payment is charged to your Apple Account. It renews unless canceled at least 24 hours before the current period ends. Manage or cancel your subscription in your App Store account settings. Privacy Policy: https://cashpredict.app/privacypolicy.pdf Terms of Service: https://cashpredict.app/termsofservice.pdf