# Owingly vs Paid

The clearest difference is in-app purchases: Paid at none against Owingly's 1. Owingly's advantage is iOS requirement (12.0 vs 15.1). On price, ads and device support there is nothing between them.

Both are free to download. Owingly sells 1 one-off in-app purchase. Paid asks for nothing beyond the download.

## The numbers

| Metric | Owingly | Paid |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (6 ratings)](https://appshunter.io/ios/app/paid-debt-tracker/id6746135724/reviews)** |
| Number of ratings | — | **6** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | — | Every 11 days |
| Monetization | — | Free |
| Size | 32 MB | 40 MB |
| Requires iOS | **12.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Easy IT Is Pty Ltd](https://appshunter.io/developer/1242337445) | [Benjamin Soo](https://appshunter.io/developer/1815330827) |

## What reviewers say

### Owingly

[App page](https://appshunter.io/ios/app/owingly/id1522207870)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Owingly Pro Version | $9.99 | one-time |


### Paid

[App page](https://appshunter.io/ios/app/paid-debt-tracker/id6746135724)

Manage all your debts effortlessly with this intuitive application. It offers one-tap reminders to ensure you never miss a payment and an AI-powered receipt splitter for easy expense division.

**Highlights:** Intuitive debt tracking, One-tap payment reminders, AI Receipt Splitter, Individual and group debts, Recurring debt management

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Owingly free?

Owingly is free to download, with in-app purchases available.

### Is Paid free?

Paid is free to download, with no in-app purchases.

### Do Owingly or Paid have ads?

Neither Owingly nor Paid shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*