# Owingly vs ZappExpense

The clearest difference is device support: Owingly at 3 against ZappExpense's 1. Owingly also leads on iOS requirement (12.0 vs 16.0). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Owingly sells 1 one-off in-app purchase and ZappExpense sells 1 in-app purchase, starting at $8.99 per month. Whichever you choose, the download price is not the number that matters.

## The numbers

| Metric | Owingly | ZappExpense |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | — | Every 3 days |
| Size | 32 MB | 47 MB |
| Requires iOS | **12.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Easy IT Is Pty Ltd](https://appshunter.io/developer/1242337445) | [getcode.pt](https://appshunter.io/developer/1330213330) |

## What reviewers say

### Owingly

[App page](https://appshunter.io/ios/app/owingly/id1522207870)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Owingly Pro Version | $9.99 | one-time |


### ZappExpense

[App page](https://appshunter.io/ios/app/zappexpense-envelope-budget/id6754829013)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $8.99 | per month |


## Frequently asked questions

### Is Owingly free?

Owingly is free to download, with in-app purchases available.

### Is ZappExpense free?

ZappExpense is free to download, with in-app purchases available.

### Do Owingly or ZappExpense have ads?

Neither Owingly nor ZappExpense shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*