# iBorrow vs Vasrefil

The clearest difference is rating: Vasrefil at 4.8 against iBorrow's 4.0. Vasrefil also leads on ratings volume (8 vs 1). iBorrow's advantage is iOS requirement (9.0 vs 13.0). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Vasrefil holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: Vasrefil has 8 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

iBorrow ships an update every 5 weeks, Vasrefil monthly. Both last shipped on November 3, 2026.

## The numbers

| Metric | iBorrow | Vasrefil |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (1 ratings)](https://appshunter.io/ios/app/iborrow/id1522348666/reviews) | **[4.8 (8 ratings)](https://appshunter.io/ios/app/vasrefil/id1618982700/reviews)** |
| Number of ratings | 1 | **8** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Monthly** |
| Monetization | Free | Free |
| Size | 53 MB | 52 MB |
| Requires iOS | **9.0** | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Across Network Technologies Limited](https://appshunter.io/developer/1522348668) | [Vaultforte Technologies Limited](https://appshunter.io/developer/1617537599) |

## What reviewers say

### iBorrow

[App page](https://appshunter.io/ios/app/iborrow/id1522348666)

This app lets you buy airtime for all mobile networks in Ghana. Earn points with purchases that can be used as collateral to borrow airtime. Borrowed airtime is repaid daily with no interest charged.

**Highlights:** Buy airtime for all Ghanaian mobile networks, Earn points for purchases, Use points as collateral to borrow airtime, Borrow airtime across different networks, Daily repayment of borrowed airtime, No interest on borrowed airtime

**Features:** macOS Compatibility

**In-app purchases:** none


### Vasrefil

[App page](https://appshunter.io/ios/app/vasrefil/id1618982700)

This utility platform simplifies managing your finances. Easily recharge your accounts and pay bills all in one place. Designed for convenience and efficiency.

**Highlights:** Easy account recharging, Streamlined bill payments, All-in-one utility platform, User-friendly interface

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is iBorrow free?

iBorrow is free to download, with no in-app purchases.

### Is Vasrefil free?

Vasrefil is free to download, with no in-app purchases.

### Which has better reviews, iBorrow or Vasrefil?

Vasrefil is rated higher. iBorrow averages 4.0 out of 5 from 1 ratings, while Vasrefil averages 4.8 from 8 ratings.

### Do iBorrow or Vasrefil have ads?

Neither iBorrow nor Vasrefil shows ads.

### Which is updated more often, iBorrow or Vasrefil?

iBorrow ships an update every 5 weeks, and Vasrefil monthly. Most recently, iBorrow was updated on November 3, 2026 and Vasrefil on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*